Category: Credit History

What is CRIF? Difference Between CIBIL & CRIF Score A credit score is a 3-digit number that determines your creditworthiness. It is the first thing that a lender will check before giving you a loan offer because that speaks volumes about your repayment behaviour. There are 4 credit bureaus in India that generate this score. […]

How to Improve Cibil Score? CIBIL Score: How to Increase It? A good CIBIL score is a golden ticket to getting high value loans at a low interest rate. Because this shows you have good repayment behaviour and it’s one of the first things that your lender will see before giving you a loan. You […]

How to read your CIBIL report Reviewing your CIBIL report regularly has many benefits. It helps you to keep track of your ongoing and past debts, identify inaccuracies if any, monitor for fraudulent activity, understand your creditworthiness, etc. To learn how to read CIBIL report, let us start with understanding the meaning of CIBIL and […]

How to download CIBIL report Just like how your school’s mark sheet reflected your annual performance, the CIBIL report shows your financial track record and creditworthiness. It provides valuable insights into your borrowing and repayment behaviour. The CIBIL report has details of your loans, credit card accounts, etc. Each account has specific information like the […]

CIBIL Score: The Ultimate Guide From getting approved for a small ticket loan of ₹1000 to a full-fledged home loan, your credit score plays a very crucial role in it. What is Credit Score? A credit score is a score that determines the credit worthiness of a person. It is calculated based on your past […]

Credit score tips for young adults There is no better time to start building your credit than today. It is the first step towards financial independence. Here are some useful credit score tips for those who are new to finance: Obtain authorization to use a family member’s credit You could get permission from your parents […]