Category: Blog

What is Form 26QB for TDS

What is Form 26QB for TDS? How to Download and Submit it?

What is Form 26QB for TDS? How to Download and Submit it? What is Form 26QB for TDS? Form 26QB for TDS is a crucial part of property transactions in India. It is a challan and statement used to pay the tax deducted at source (TDS) on the sale of property. Under Section 194-IA of […]

What is Basic Salary

What is Basic Salary: Definition, Formula, & Calculation Methods

What is Basic Salary: Definition, Formula, & Calculation Methods What is Basic Salary? Basic salary is the fixed amount or base salary paid to an employee. The total salary comprises various components like basic salary, allowances, provident fund (PF), tax (TDS), and more. If you are a fresh graduate or a working professional, you must […]

What is a Zero or Negative Credit Score

Zero or Negative Credit Score: What It Means and Its Impact

Zero or Negative Credit Score: What It Means and Its Impact Credit score is a metric that provides insight into creditworthiness and how likely one can pay new debts. Since CIBIL is the most popular credit information company, credit score is commonly called CIBIL score. This score is usually in the range of 300 to […]

Check Loan Details By PAN Number

How Do I Check All My Loan Details By PAN Number – Easy Steps

How Do I Check All My Loan Details By PAN Number – Easy Steps A Pan card is not just an identification proof but also helps you to check loan details. You can apply for a personal loan and get your loan details using a PAN card. This ensures you have accurate and up-to-date information […]

What Is Advance Tax & How To Calculate It: A Simple Guide

What Is Advance Tax & How To Calculate It

What Is Advance Tax & How To Calculate It What is Advance Tax? Any individual or business in India is required to pay taxes within that financial year. Tax can be paid in two ways. The first option is filing returns and paying taxes at the end of the financial year. The second option is […]

Applying for a ₹5000 Loan with a PAN Card

Applying for a ₹5000 Loan with a PAN Card: Step-by-Step Guide

Applying for a ₹5000 Loan with a PAN Card: Step-by-Step Guide Obtaining  a small loan, such as a ₹5000 loan on a PAN card during urgent situations is fast and efficient. These loans are ideal for covering immediate, short-term expenses. This blog aims at explaining the simple process of how you can apply for a […]

Smart Tax Planning for Young Earners: Navigating Finances In Your Twenties

Smart Tax Planning for Young Earners: Navigating Finances In Your Twenties

Smart Tax Planning for Young Earners: Navigating Finances In Your Twenties Understanding the Basics of Tax Planning Imagine keeping more of your hard-earned money every year, simply by being a little smarter with your finances. One of the most crucial aspects of wise money management is tax planning and income tax savings. You may save […]

What is Financial Securities: Meaning, Types, & Advantages

What is Financial Securities: Meaning, Types, & Advantages

What is Financial Securities: Meaning, Types, & Advantages What are Financial Securities? One of the key aspects of your personal loan journey is understanding financial securities. Securities is a tradable asset that holds monetary value such as stocks, bonds, investment contracts, notes, and derivatives. They are regulated by the Securities and Exchange Board of India […]

How Does The Goods and Service Tax Affect Personal Loans

How Does The Goods and Service Tax Affect Personal Loans

How Does The Goods and Service Tax Affect Personal Loans Understanding how GST for personal loan impacts borrowers is crucial, especially when considering the different charges and fees is involved. The introduction of the Goods and Services Tax (GST) in India in July 2017 marked a significant shift in the country’s economy, aiming to simplify […]

LSS In CIBIL Report: Meaning, Importance & More

LSS In CIBIL Report: Meaning, Importance & More

LSS In CIBIL Report: Meaning, Importance & More If you want to be aware of your personal financial condition then understanding your credit report is essential, especially when terms like LSS in CIBIL report appear. LSS in CIBIL report stands for “Lender Settled Status,” indicating that a borrower has settled their credit account with the […]

What is Days Past Due (DPD) in the CIBIL Report?

What is Days Past Due (DPD) in the CIBIL Report?

What is Days Past Due (DPD) in the CIBIL Report? Ever thought how your payment habits could be summed up in a few numbers? The number of days that you haven’t paid loan or credit card payments is tracked as Days Past Due (DPD) on your CIBIL report. It’s more than just a number; it […]

SMA (Special Mention Accounts) in CIBIL

SMA (Special Mention Accounts) in CIBIL: Complete Guide

SMA (Special Mention Accounts) in CIBIL: Complete Guide Is it possible for lenders and banks to identify which account will potentially lead to default? Yes! Lenders can monitor accounts with a certain classification to assess credit risk and make informed decisions regarding quick personal loan approvals and interest rates. We are talking about SMAs, or […]

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