Get Instant loan Online

If you need to borrow money quickly and easily, getting an instant loan online is the perfect solution. With the Zype instant loan app, you can borrow up to ₹5,00,000 from the comfort of your couch. Completing the application process takes less than 5 minutes. You just need to enter your basic details like name, PAN, mobile number and employment information. You will get your credit line offer in less than 60 seconds and once you apply for personal loan, the money will be credited to your account in less than 24 hours. Click here to apply for quick loan now.

Why Opt For Instant Loan?

If you want to avail money with utmost convenience, you should go for an instant loan. You can get money in no time from loan apps like Zype and you don’t even need to pledge any collateral to borrow money. Also, an instant loan is a no-questions-asked loan. This means that you don’t have to tell the lender what you are borrowing money for and you can use the money for anything you want.

Features and Benefits of Instant Loan

Instant Loans Without Collateral

No need to submit any asset to borrow unsecured loans. This makes the loan application process faster and hassle-free.

Approval and Disbursal

Flexible Repayment Tenure

While taking a loan from Zype, you get the option to choose from 3, 6, 9 and 12 EMIs. This ensures that you can easily repay the loan as per your financial situation. 

No Collateral Required​

No Documentation

No need to upload any document or submit any physical paperwork to get an instant loan online from Zype. 

Competitive interest rate

No End-Usage Restrictions

Whether you want to buy the latest phone or need money for a medical situation, you can use the instant loan amount for anything you want.

No documentation or paperwork

0 Hidden Charges

You get all the information about the loan during the application process. No need to stress about any hidden charges.

Collateral free loans

Quick Approval & Disbursal

Once you submit your basic details, you get your credit limit in less than 60 seconds. Also, the loan amount is credited to your account in less than 24 hours. 

Collateral free loans

Multiple Loans Simultaneously

Take as many loans as you want at the same time from your Zype credit line. 

Collateral free loans

Uses of Instant Loans

Emergency Medical Needs

You can get money in your account in 2-24 hours by applying for an instant loan on Zype and use the same for expenses like medicine, hospitalisation, etc. 

Approval and Disbursal

Unplanned Expenses

In case you need to pay for an expense which you didn’t see coming, say your vehicle broke down or a home appliance stopped working, you can avail money by getting an instant loan from Zype. 

No Collateral Required​

Wedding Costs

No need to hold yourself back from having a dream wedding. Take loans up to ₹5 lakhs from Zype and pay for venue, food, hotel, wedding outfits, etc.

Competitive interest rate

Home Renovation

Renovating a home could be an expensive affair. Whether you want to redo your kitchen or expand your home, make the most out of low-cost home renovation loans from Zype.

No documentation or paperwork

Vehicle Expenses

You can buy a new or second-hand two-wheeler by getting an instant loan and pay it back in convenient 3, 6, 9 or 12 EMIs.

Collateral free loans

Travel Needs

Say yes to your travel plans. Get loans from ₹1000 up to ₹500000 and pay for flights, hotels, experiences, etc. 

Collateral free loans

Instant Loan EMI Calculator

It’s a good financial habit to use an Personal loan EMI calculator before you get an instant loan. With the help of this tool, you can quickly know the instalment amount you would need to pay for different loan tenures. Also, it is extremely easy to use an instant loan EMI calculator. Just enter the loan amount you need, the personal loan interest rate charged by the Bank or NBFC and the repayment period. The calculator will show you the amount you would need to pay every month.

This is what your repayment tenure will look like when you take a ₹10000 personal loan at an 18% annual interest rate.

Loan Amount (in rupee)



Interest Rate (in %)



Loan Term (in months)



Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

Instant Loan Eligibility Criteria

You can get an instant loan online up to ₹5 lakhs from Zype if you fulfil this simple eligibility criteria


Applicants must be at least 18 years old


Indian with a valid PAN & Aadhaar card

15000 Salary
Salaried individual

Minimum monthly salary – ₹15,000

Documents Required for Instant Loan Online

When you apply for quick loan from a Bank or NBFC, they ask you for some required documents and personal information. You can get an instant loan online from Zype with 0 paperwork. Here’s all you need –

Proof of photo identity

Mandatory Documents

You would need to enter your PAN and Aadhaar number to complete your loan application process.


Real Time Selfie Verification

 Be ready to take an online selfie to complete KYC and activate your credit line.


Proof of Income (Optional)

If you are not satisfied with your credit limit, you can upgrade the same by uploading the bank statement of your salary account.

Zype Instant Loan Interest Rates and Charges

The interest rate that you would need to pay once you get instant loan depends on factors like repayment history, credit score and existing loans. Check out interest rates and other details of low-cost Zype instant loans – 

Minimalist Table
Fees & Charges Amount Chargeable
Interest Rate Starting at as low as 1.5% (monthly)
Loan Processing Charges Processing fees from 2% to 6% on every loan
Interest on Overdue EMIs Penal interest & late fees will be charged to your total outstanding loan on daily basis
Loan Tenure 3-12 months

Apply for an Instant Loan From Zype

Get instant loans from the Zype app in a few simple steps. Complete this process and enjoy the seamless loan experience –

1) Download Zype app and add your basic details – name, phone number, PAN and employment information.

2)Your credit profile will be evaluated and you will get a loan amount offer in less than a minute.

3) Complete KYC by adding your Aadhaar number and taking a selfie.

4) Enter the loan amount and select a repayment tenure. The loan amount will be credited to your bank account.

Frequently Asked Questions

How Can I Get An Instant Loan For Personal Use Immediately?

Download the Zype app and complete the application process which takes less than 5 minutes. The money will be credited to your account in 2-24 hours which you can use for anything you want. 

What Is The Minimum And Maximum Instant Loan Amount I Can Take?

You can take from ₹1000 up to your credit limit by downloading the Zype app and completing the application process. The maximum amount offered by Zype is ₹500000. 

How Can I Increase The Chances Of My Instant Loan Approval?

You should always check the eligibility criteria before applying from a Bank or NBFC and pay all your EMIs on time to increase the chances of your instant loan approval.

Can I Get An Instant Loan Without Documents?

You can get an instant loan from Zype without uploading or submitting any documents. You only need to enter your PAN and Aadhaar number while completing the application process.

Why Use Zype To Get An Instant Personal Loan?

You should take an instant loan from Zype to experience the fast and simple loan process. You can get personal loans up to ₹5 lakhs in 5 minutes with interest rates starting at as low as 1.5% per month.

What Are The Typical Requirements For Obtaining An Instant Loan?

Instant loan requirements vary from lender to lender. You can get instant loans from Zype if your minimum monthly salary is ₹15000 and you have a valid PAN and Aadhaar card.

What Are The Repayment Terms For Instant Loans?

You can repay Zype instant loans in 3, 6, 9 or 12 EMIs.

What Are The Alternatives To Instant Loans?

You can borrow money from friends and family, take a gold loan or use your savings.

What Should I Consider Before Applying For An Instant Loan?

You should check the eligibility criteria and documents required before applying for an instant loan. Also, you should choose the EMI amount which you can comfortably pay every month.