Instant Personal Loan in Delhi NCR

Dilwalon ki Dilli (City of Hearts, Delhi) is the capital of India. The city boasts of historical marvels like India Gate and Red Fort, cultural diversity, education hub, modern infrastructure and the home of Indian Parliament. 

If you are a resident of Delhi seeking a fast and easy option to borrow money, then look no further. You can seamlessly get a personal loan in Delhi from Zype and use it for anything you want. For example – You can use the money to renovate your home, buy a vehicle, medical expenses, get a holiday package, education expenses, etc.

Zype has made the process of getting a personal loan as easy as ordering a pizza online. We have eliminated all the inconveniences like document uploads and physical paperwork from the loan application process. You can get personal loan up to ₹5 lakhs by taking a personal loan in Delhi NCR from Zype. Along with the ease of getting loans, we have also ensured that our loan is wallet-friendly. Hence, our interest rates start at 1.5% per month and the borrower gets the option to pay back the loan amount in 3, 6, 9 and 12 EMIs.

Types of Instant Loans in Delhi Offered by Zype

Medical Personal Loan

Get a cash loan in Delhi to pay for planned as well as emergency medical expenses like hospital bills, medicine, etc.

Easy Application

Education Personal Loan

Boost your career by borrowing money from loan providers in Delhi. Get loan approval under 60 seconds from the Zype app now.

Approval and Disbursal

Wedding Personal Loan

Check off all the boxes on your wedding wishlist. You can even get a personal loan in Delhi without income proof from Zype.

Competitive interest rate

Travel Personal Loan

Your dream destination awaits you. Fund your national or international trip by availing an urgent cash loan in Delhi.

No-Prepayment-Charges

Benefits of taking a Cash Loan in Delhi

24*7 Access to Funds

 Once you complete your loan application process, you can transfer money from your credit line to your bank account anytime, anywhere.

No Collateral Required​

No Documentation

You do not have to submit any physical paperwork or upload any document to get loan approval on Zype.

No documentation or paperwork

Get Multiple Loans

 You can even withdraw ₹1,000 from your credit line. You can take as many loans as you want simultaneously as per your needs.

Competitive interest rate

Instant Approval And Same-Day Disbursal

Get loan approval under 60 seconds after entering your details and get money in your account in less than 24 hours of your loan application.

Approval and Disbursal

Personal Loan EMI Calculator

Loan Amount (in rupee)

10,000

5,00,000

Interest Rate (in %)

1

34

Loan Term (in months)

1

72

Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

Eligibility criteria help lenders to reject applications that are unlikely to repay the loan amount. It consists of many factors like repayment history, credit score, borrower’s income, type of employment, etc.

You can use Zype’s personal loan EMI calculator to plan your loans better. All you need to do is enter the loan amount, interest rate and repayment tenure. The calculator will reflect the EMI you would need to pay. You can increase or decrease the tenure to reach your desired EMI amount.

Personal Loan Interest Rates in Delhi NCR

Interest Rate on Personal Loan in Delhi NCR

Before getting an instant loan in Delhi, you should check all the important details like interest rate, processing fee, EMI options, etc. The interest rate determines how costly the loan would be. If you want an affordable cash loan in Delhi, ensure that you pay all your EMIs on the due date and maintain a good credit score.

Let’s check the interest rate and other crucial details of Zype loans –

Minimalist Table
Loan Amount ₹1,000 to ₹5,00,000
Interest Rate Starting at as low as 1.5%(monthly)
Loan Processing Charges Processing fees from 2% to 6% on every loan
Interest on Overdue EMIs Penal interest & late fees will be charged to your total outstanding loan on daily basis
Loan Tenure 3-12 months

Documents Required for Instant Personal Loan in Delhi

Different loan providers in Delhi would ask for different sets of required documents to give you a loan. The minimal documentation process of Zype ensures a hassle-free personal loan application process.

Just enter these and get the money transferred to your account instantly – 

Mandatory-documents

Photo Identity Proof

To prevent fraud, Zype asks its users to take a selfie to complete the KYC process.

Proof of photo identity

Mandatory Documents

 No need to upload any documents. Just enter your PAN and Aadhaar number during the loan application process.

Proof-of-Income

Income Proof (Optional)

  1.  You can get a personal loan in Delhi without income proof from Zype. You would only need to share the bank statement of the last four months if you want to apply to increase your limit.

Eligibility Criteria to get an Instant Loan in Delhi

Eligibility criteria help lenders to reject applications that are unlikely to repay the loan amount. It consists of many factors like repayment history, credit score, borrower’s income, type of employment, etc.

Zype has extremely simple eligibility criteria to approve loan applications –

Age
Age

18 years or above

15000 Salary
Monthly Salary

Monthly income of at least ₹15,000

Citizenship
Citizen of India

Valid PAN & Aadhaar card

Steps to Get an Instant Loan in Delhi from Zype

One of the best parts about getting a loan from Zype is that the application process takes less than 5 minutes. Here’s what you need to do –

1) Download the loan app and enter your mobile number, name, PAN and employment details.

2) This will generate your loan offer. Now complete the KYC process by entering your Aadhaar number and taking a selfie.

3) Now enter the amount you need and select a loan repayment tenure from 3, 6, 9 and 12 months. Review the EMI amount and other details.

4) Tap on “Get Instant Money.” The money will be credited to your bank account in no time.

Frequently Asked Questions

How to Apply for a Personal Loan In Delhi NCR?

To get a personal loan in Delhi, check the eligibility criteria, documents required and loan terms of different loan apps and choose the one that gives you the best offer. Download Zype to get loans up to ₹5,00,000 in less than 5 minutes.

Where can I Get a Personal Loan in Delhi?

The best and fastest way to get an instant loan in Delhi is through a reputed loan app. You can check the ratings, reviews and loan terms of different lenders before finalizing one. Click here to apply and check your loan limit on Zype.

What is the Interest Rate on Personal Loans in Delhi?

Different lenders charge different rates of interest based on the borrower’s creditworthiness and the loan company’s credit policy. Download the Zype app to get affordable loans starting at as low as 1.5% per month.

Is Collateral Required for a Personal Loan in Delhi?

Personal loans are usually unsecured loans. This means that you don’t have to pledge your assets in order to get a personal loan in Delhi. 

However, if you want a personal loan for cibil defaulters in Delhi or a loan for low CIBIL score in Delhi, you could increase your loan approval chances by taking a secured loan.