Instant Cash Loans

From covering any planned expense to even meeting an unforeseen cost, Zype’s instant cash loans has become a lifeline for more than 10 lakh Indians, catering to their diverse needs. Because with a 100% digital application, instant approval, and quick disbursals, getting money with Zype is a matter of a few taps and swipes.

Dealing with unexpected expenses and need cash instantly? Don’t let any financial urgency catch you off-guard, because in times like these, a Zype personal loan has got your back. With an application process that requires no document upload or paperwork, you can apply for a personal loan up to ₹5,00,000 in 5 minutes. But a super-fast loan is not all that Zype has to offer. Keep reading to find out more!

Get Instant Cash Loans from Zype

With Zype’s rocket-speed loans, you will never catch yourself wishing you had instant access to money, in any situation. Complete a quick and easy application process that doesn’t take more than 5 minutes and get approved for a loan in 60 seconds!

Once you have accepted the offer and completed your KYC, select your desired loan amount and repayment plan that fits your budget. And that’s it! You will receive the cash you need directly into your registered bank account within 24 hours.

But the convenience and flexibility of borrowing doesn’t end here. With multiple repayment options available, you can pay back the loan in 3, 6, 9 or 12 EMIs.

Features and Benefits of an Instant Cash Loan

Getting a super-fast loan is not the only thing to consider when choosing a lender. Because meeting a financial requirement and taking an instant loan, both should be a smooth experience. Here’s how Zype can make that happen for you:

Online Process

Zype’s personal loan application process is 100% digital. This means you can apply and get instant access to money whenever you need, anytime, anywhere.

1 click Icon transfer

No Document Upload or Paperwork

You can complete a quick and easy application process on Zype in less than 5 minutes! Just enter your basic information like name, phone number, email id, PAN, etc. and get approved for the loan.

No documentation or paperwork

Collateral Free loan

Zype personal loans are unsecured loans. This means you don’t have to provide any assets like gold, jewelry, vehicles, etc. to complete your application or access your personal loan.

Collateral free loans

Affordable Interest rate

Zype personal loans are affordable with an attractive interest rate of only 1.5% interest per month. The interest rate you’re offered on your loan depends on many factors like your repayment history, credit score, income, etc.

Competitive interest rate

Instant Approval

Zype takes ‘instant’ in instant money loans too literally. Because while the application process is quick, the approval time is quicker! After you have completed your application, you can get approved for the loan in only 60 seconds.

Approval and Disbursal

Quick Disbursal

After you’ve accepted the loan offer and completed your KYC, you will receive the required cash directly into your registered bank account within 24 hours.

Easy Application

Flexible Repayment Tenure

After you have completed your KYC, you will get to choose your desired loan amount and repayment tenure. With the availability of flexible repayment options, you can pay back the borrowed amount in 3, 6, 9 or 12 EMIs.

No Collateral Required​

While Zype’s personal loan application is already fast, keeping all the required documents for information handy can make the process faster. And the best part is you don’t need physical documents in the first place! This is all you require to complete your loan application:


Mandatory Documents

While completing your application and KYC you will have to fill out your PAN and Aadhaar number along with some other information.

Proof of photo identity
Proof of Photo Identity

To successfully complete your KYC, you need to do a real-time selfie verification after you have completed your application.

Proof of Income (Optional)

Want to apply for a higher credit limit on Zype? Just submit your bank statement for the last 4 months and get an increased limit.

How to Calculate Your EMI for Instant Cash Loan?

One of the good borrowing practices is to calculate your personal loan EMIs even before applying for the loan. This will give you an idea of how your repayments will look like, which can help you plan a better budget. You can even compare offers among various lenders and get the best loan offer. You can calculate your EMI for instant cash loan using this simple formula:

E = P x R x (1+R)^N / [(1+R)^N-1], where

P is the principal amount

E is your personal loan EMI amount

R is the monthly interest rate

N is the no. of months of EMI payment

You can either use this formula or Zype’ EMI calculator.

Personal Loan Repayment

Factors Affecting Your Instant Cash Loan Interest Rate

When you take a personal loan, you have to pay it back with interest. The interest rate you’re offered on your loans depends on various factors. Understanding them can help you maximize your chances of getting the lowest interest rate on your personal loans.

1) Credit Score : Your credit score is a three-digit number that determines your creditworthiness. It’s the first thing that a lender checks before giving you a loan offer. And while it’s an important determinant of the credit limit you’re offered, it also has a big role to play in the interest rate. The higher your credit score, the lower will be the interest charged.

2) History : Your repayment history consists of all your credit and loan related information including any ongoing loans and even defaults. A clean repayment history is a green flag among lenders that can help you get low interest rates on your loans.

3) Monthly Income : Your monthly income signifies your ability to repay the personal loan. If you have a high source of income can help you unlock low interest offers.

Zype’s Instant Cash Loan Eligibility Criteria

Getting approved for a personal loan from Zype can be as simple as applying for it if you meet this simple eligibility criteria:


18 years or above


Indian with a valid PAN & Aadhaar card

Work experience
Work experience

Salaried individual

15000 Salary
Monthly Salary

Monthly income of at least ₹15000

Why Opt for Instant Cash Loans?

Choosing instant cash loans means you don’t have to borrow money from your friends and family or wait for your next paycheck to meet your needs. For every immediate cash requirement there’s an instant financial solution, a.k.a Zype personal loan. Instant cash up to ₹5,00,000 is now at your fingertips to cover any of your expenses.

How to Apply for an Instant Cash Loan?

Now is the perfect time to apply for a personal loan! Instant cash on Zype are just these 6 steps away:

1) Download the Zype app from PlayStore/AppStore and create your account.

2) Add your PAN number along with some other basic details like name & phone number to complete your application.

3) Get approved for a credit offer within 60 seconds based on your profile.

4) Add your Aadhaar number & selfie verification to complete your KYC to unlock your credit line.

5) Select your desired loan amount & EMI option.

6) Receive the cash directly to your account within 24 hours.

Frequently Asked Questions

How Can I Get an Instant Cash Loan?

Just download the Zype app from PlayStore/AppStore and complete a quick and easy application in 5 minutes, without any document upload or paperwork! Get approved for a loan within 60 seconds and get the loan amount in 24 hours.

How Can I Pay an Instant Money Loan?

You can pay back the instant cash loan you take in the form of EMIs. On Zype, you can choose among multiple repayment options and repay your loan in 3, 6, 9 or 12 EMIs.

What are the Advantages of Instant Cash Loan?

With an instant cash loan, you can get instant access to the cash you need without having to borrow from your friends or family and wait for your next paycheck to meet your immediate financial need.

Am I Eligible to Apply for an Instant Money Loan?

If you’re 18 years and above, have a valid PAN card and a minimum monthly salary of ₹15000, you can get a personal loan up to ₹500000.

How Do I Get a Mini Cash Loan?

With Zype, you take multiple cash loans from an approved credit limit of up to ₹500000. Just download the app from PlayStore/AppStore and start your application now.

How Much Cash Loan Can I Get?

With Zype, you can get a cash loan of up to ₹500000 starting at just 1.5% interest per month.

Can I Get a Cash Loan of ₹ 1 Lakh Instantly?

Yes, you can. Zype offers personal loans up to ₹500000 starting at just 1.5% interest per month. Just download the Zype app from AppStore or PlayStore and complete your application.