Personal Loan For ₹25,000 Salary

A sudden need for money can come out of nowhere. Maybe you have to buy a new phone or some other gadget, there is a medical emergency, you need to buy or repair home appliances, your friends plan a weekend trip, etc.

In such situations, a personal loan from Zype could solve your money need quickly and easily. Once you download the Zype app, it only takes 8 minutes to complete the loan application process. Your credit offer is generated in less than 60 seconds. Once you complete KYC, you can transfer money directly to your account and enjoy same-day disbursal of your loan.

Features and Benefits of Personal Loan for 25k salary

Instant Loans up to ₹5,00,000

Zype provides a quick and hassle-free loan experience. Once you’ve unlocked your credit line, you can transfer your entire credit line amount to your bank account in a single tap.

Instant Approval

Convenient EMI options

To ensure that you never face any inconvenience when it comes to repaying your loan, Zype gives the option to pay later in 3, 6, 9 & 12 EMIs.

Flexible repayment options

Affordable Interest Rates

If you need a personal loan for ₹25000 salary at competitive interest rates, you’re at the perfect place. Interest rates on loans from Zype start at 1.5% per month.

Competitive interest rate

Loan Without Documentation

We never ask for unnecessary document uploads or paperwork. Just enter basic information like name, mobile number, PAN, employment details, etc and get your approved limit in less than 60 seconds.

No documentation or paperwork

Loan without collateral

Getting a personal loan from us is a fast and seamless process. You don’t have to pledge an asset to get a loan from Zype.

Collateral free loans

How to Calculate EMI for a 25000 Salary Personal Loan?

Before you ask yourself, “how much loan can I get on 25000 salary,” you should figure out the amount of EMI that you can pay with ease. Accordingly, you should select the loan amount and repayment tenure.

E = P x R x (1+R)^N / [(1+R)^N-1], where

E is your personal loan EMI amount

P is the amount you are borrowing from the loan provider

R is the monthly interest rate

N is the no. of months of EMI payment

EMI Calculator for 25000 Salary Personal Loan

An EMI calculator is used to check how much amount you would need to pay every month for different loan tenures. When you check your EMI amount before taking a loan, you get to choose a loan amount and repayment tenure that is within your budget.

It is very easy to use Zype’s personal loan EMI calculator. Just enter the loan amount, annual interest rate and number of EMIs. This will show you the EMI amount you would need to pay. You can try out different values before you decide your loan amount and EMIs that work the best for you.

Loan Amount (in rupee)



Interest Rate (in %)



Loan Term (in months)



Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

EMI Amount on Personal Loan for 25000 Salary

When you take a loan from Zype, you get a range of flexible monthly repayment options of 3, 6, 9 and 12 months. This helps you to manage your finances without adding pressure to your wallet.

Let’s say you take a loan of ₹1,00,000 from the Zype app. Here’s a breakdown of the EMI amount for different loan tenures offered by us.

Loan Amount Interest Rate (p.a.) Tenure (in months) EMI in Rs.

*Note – All the above numbers are for representation only. The final EMI amount may vary depending on the profile assessment.

Criteria of Personal Loan Eligibility for ₹25000 Salary

Zype is the perfect loan app if you want to avail loans up to 5 lakhs quickly. Neither do you need to upload any documents, nor is it mandatory to show income proof.

To get a personal loan limit for 25000 salary, read about Zype’s eligibility criteria and check if you meet them.

Citizen of India

Valid PAN & Aadhaar card

Work experience
Work experience

Salaried individual

15000 Salary
Monthly Salary

Monthly income of at least ₹15,000

Documents Required to Get Personal Loan Eligibility for 25000 Salary

Proof of photo identity
Online verification through selfie

To complete the KYC process, you would be required to do a selfie-based verification after your credit limit offer is generated. This only takes a few seconds.

Mandatory documents
Compulsory documents

Zype has made the process of loan application extremely easy for its users. There is no need to upload any documents. Just enter your PAN and Aadhaar number along with a few other basic details to get an instant loan.

Proof of Income
Bank statement of last four months (not mandatory)

You can get a loan from Zype without uploading any kind of income proof. You only need to upload a bank statement if you want to upgrade your existing credit limit.

Interest Rates and Charges of Personal Loan for 25k Salary

You should always check the interest rate charged on the loan amount before taking a loan. The interest rate levied by Zype depends on your credit profile. If you have made timely repayments in the past and have a healthy credit score, you would be able to borrow money with a lower interest rate.

Loans from Zype are truly pocket-friendly. We charge a very minimal processing fee. On top of that, you don’t need to stress over hidden charges as you get full disclosure of loan terms when you apply for the loan.

Fees & Charges Amount Chargeable
Interest Rate
Starting at as low as 1.5% (monthly)
Loan Processing Charges
Processing fees from 2% to 6% on every loan
Interest on Overdue EMIs
Penal interest & late fees will be charged to your total outstanding loan on daily basis

How to Apply for a Personal Loan for 25000 Salary

If you want to experience a fast and easy loan experience, you should try out the Zype app.

It takes less than 8 minutes to complete the loan application process. If you are wondering, “how much loan can I get on 25000 salary,” complete these steps to generate your credit offer –

1. Once you have installed the Zype app from the Google Play Store or Apple App Store, fill in the following details – name, mobile number, PAN number and employment details.

2. Now Zype will generate a credit offer which would not take more than 60 seconds.

3. After this, you would need to undergo the KYC process by entering your Aadhaar number and completing photo verification by clicking your selfie.

4. Now you are ready to take a loan. Just enter the loan amount and repayment tenure.

5. You will receive the money in your account in no time.

Frequently Asked Questions

I need a Personal Loan on ₹25,000 Salary urgently, how to get it?

If you are in urgent need of money, just download the Zype app and complete the loan application process which takes less than 8 minutes.  The loan amount will be transferred to your bank account on the same day.

Can I get an instant personal loan on a 25k salary without a Cibil Score?

Yes, you can borrow money from Zype if you fulfil other criteria for a ₹25000 salary personal loan.

My salary is ₹25,000, how much loan can I get and what is the maximum limit offered?

With Zype, you can get a loan up to 5 lakhs. However, if you want to know your credit limit offer, you will need to add basic details like name, mobile number, PAN, etc. Once you enter these details, your credit limit will be generated in less than 60 seconds.

Can I get a Personal Loan on a ₹25,000 salary without collateral?

Yes, Zype gives unsecured loans. There is no need to pledge anything in order to get a personal loan from us.

What is the Personal loan eligibility for a ₹25,000 salary?

If you have a valid PAN and Aadhaar card and are actively employed with a minimum monthly salary of ₹15,000 salary, you are eligible to take a loan from Zype.

Can I avail Personal loan on a ₹25,000 salary without documents?

Yes, there is no need to upload or submit any documents to get a personal loan limit for 25000 salary. You would only need to enter basic details like name, PAN, Aadhaar number, etc.