Instant Personal Loan in Kolkata

Kolkata, a city where history meets modernity, is the seventh most populous city in India. If you are a resident of the cultural capital of India and need a fast and easy solution for a shortage of cash, then Zype is the perfect platform. You can get an urgent cash loan in Kolkata and use the amount for planned expenses like funding your education, wedding expenses and buying a new gadget, as well as for unplanned expenses like home repairs and impromptu travel plans.

You can take a personal loan in Kolkata without documents up to ₹5,00,000 online via Zype from the comfort of your home. Once you download the app from the Play Store or App Store, you can activate your credit line in less than 5 minutes. Then, whenever you need urgent money on interest in Kolkata, you can transfer the money to your account in just a few taps. In fact, you can take as many loans as you want from your Zype credit line simultaneously and fulfil your financial obligations. With Zype, enjoy 24/7 access to money with affordable EMIs and competitive interest rates starting @ 1.5% per month.

Different Types of Personal Loans Offered by Zype

Personal loan for education

You can take an instant cash loan in Kolkata from Zype and pay for expenses related to your education like tuition fees, travel, accommodation and books.

Personal loan for two-wheeler

Buy your dream bike or scooter by availing an instant personal loan in Kolkata. You can use the money to buy new as well as pre-owned vehicles.

Personal loan for travel

Go for the vacation you always dreamt of with the help of an easy personal loan in Kolkata from Zype.

Personal loan for wedding

Don’t let the shortage of money ruin one of the most special days of your life. You can use the loan amount for venue, gifts, food, outfits, etc.

Personal Loan EMI Calculator

Before you take a personal loan in Kolkata, it is wise to use an EMI calculator to better plan your loan. This helps you to know the different monthly instalments you would need to pay for different repayment tenures. An EMI calculator is an extremely easy-to-use calculator and shows the result instantly. All you have to do is enter the loan amount, interest rate and loan tenure. You can get an estimate of the EMI amount and accordingly choose your loan amount and the number of EMIs you want to pay.

Loan Amount (in rupee)



Interest Rate (in %)



Loan Term (in months)



Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

Eligibility Criteria for Instant Personal Loan in Kolkata

All Banks and NBFCs have their own set of eligibility criteria based on which they decide whether to approve a loan or not.

Zype has very basic eligibility criteria. In fact, you can get a personal loan in Kolkata without document upload from the Zype app. Check the criteria before completing the loan application process –


The user should be 18 years of age or above.

Citizen of India

The borrower should have a valid PAN & Aadhaar card

15000 Salary
Salaried individual

The minimum monthly salary of the individual should be ₹15,000.

Benefits of Taking a Personal Loan in Kolkata from Zype

1) Instant approval on loans – Once you complete the application process on Zype which wouldn’t take more than 5 minutes, your credit limit is generated within 60 seconds.

2) Affordable interest rates – Zype loans are easy on pockets. Our interest rates start at 1.5% per month.

3) Easy EMIs – You get the option to choose from 3, 6, 9 and 12 EMIs to pay off your personal loan.

4) No collateral required – Enjoy the hassle-free loan experience. No need to pledge an asset to borrow money from Zype.

5) Get loans up to ₹5,00,000 – You can take a loan of ₹1000 up to your credit limit from the Zype credit line. You can also take multiple loans at the same time.

Documents Required for Easy Personal Loan in Kolkata

Loan companies ask for documents to verify identity and determine the creditworthiness of the individual. There is no need to submit any physical document to get a loan from Zype. In fact, you can even get a personal loan with low cibil score in Kolkata if you have these –

Mandatory documents
Mandatory Documents

To give an urgent cash loan in Kolkata, we would only need your PAN and Aadhaar card number.

Proof of photo identity
Photo Identity Proof

To prevent fraud and complete the KYC process, you would need to take an online selfie while completing the loan application process.

Proof of Income
Income Proof (optional)

You get the option to submit the bank statement of the last four months if you want to increase your Zype credit line limit.

Personal Loan Interest Rates in Kolkata

Whether you want to buy an air-conditioner, a video game console or any other consumer durable, ensure that you get a low-cost online consumer durable loan and save money. For that, you should borrow money from loan apps like Zype which gives low-cost personal loans. Check out the interest rate and other charges of Zype –

Here are interest rates and other details of Zype loans –

Minimalist Table
Loan Amount ₹1,000 to ₹5,00,000
Interest Rate Starting at as low as 1.5%(monthly)
Loan Processing Charges Processing fees from 2% to 6% on every loan
Interest on Overdue EMIs Penal interest & late fees will be charged to your total outstanding loan on daily basis
Loan Tenure 3-12 months

Steps to Get an Urgent Cash Loan in Kolkata from Zype

1) Go through the eligibility criteria for Zype loans and install the app from the Google Play Store or Apple App Store.

2) Enter your name, mobile number, PAN and employment details.

3) Complete the KYC process by taking a selfie, entering your Aadhaar number and verifying your identity by entering OTP.

4) Select the loan amount you need and a repayment tenure that aligns with your finances.

5) Check the EMI amount you would need to pay along with other details and get the loan.

6) The money will be credited to your account in less than 24 hours.

Frequently Asked Questions

How to get an instant loan in Kolkata?

If you need urgent money on interest in Kolkata, a loan app like Zype would be the perfect solution for you. Once you download the app, you can complete the application process in less than 5 minutes and get money in no time.

What is the minimum age to apply for a personal loan in Kolkata?

The minimum age to apply for an instant loan in Kolkata on Zype is 18 years.

How long is the repayment tenure for a personal loan in Kolkata?

Every lender gives different repayment options based on their credit policies. You can choose from 3, 6, 9 and 12 months to repay your loans on Zype.

Can I prepay a personal loan without penalties?

Yes, you can pay your loans in advance without paying any penalty or foreclosure charges on the Zype app.

How much can I borrow with a personal loan in Kolkata?

You can borrow up to ₹5,00,000 by getting an instant cash loan in Kolkata from Zype. Apply for the loan now.