Considering a personal loan provider in Patna? We have the perfect option for you. With Zype, you can get a personal loan finance in Patna anytime, anywhere, in a few taps. Just install the app from PlayStore/AppStore and apply for personal loans in Patna up to ₹5 lakhs with no documentation or paperwork. Meet an easy eligibility criterion and get approved for a loan in 60 seconds!
There might be many finance companies in Patna available to meet your financial needs from which you could get personal loan finance in Patna. But with Zype, you won’t only be able to apply for a loan from any corner of the world but also get the best terms for borrowing. And that’s not all! Here are some ways in which you can also get the best loan experience:
Whether you’re caught up with last-minute expenses, want cash for venturing around the city, you can get a personal loan of up to ₹5 lakhs.
Taking a personal loan from Zype won’t leave a hole in your wallet as the interest rate starts at just 1.5% interest per month.
All Zype personal loans in patna are unsecured loans. This means you don’t have to provide any collateral to get instant access to money.
After you have completed your application in less than 6 minutes, you can get approved for a personal loan in 60 seconds!
Get the money you need directly into your registered bank account instantly after you have accepted your loan offer.
PAN and Aadhaar number to complete your application and your KYC. (Physical copy not required)
A real-time selfie verification to activate your loan limit.
Bank statement for the previous 4 months only when you want to increase your loan limit.
With an easy eligibility criterion, Zype has made personal loans in Patna accessible to millions of Indians. Here are the simple criteria you need to meet to get approved for a personal loan of up to ₹5 lakhs.
Applicants must be at least 21 years old
Indian with a valid PAN & Aadhaar card
Salaried individual
Monthly income of at least ₹15,000
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When you take a personal loan from any finance company in Patna, you have to pay it back with the applied interest charges and processing fees. These applicable charges are different for different lenders. Your credit score, monthly income and repayment history are key contributors that determine these charges.
With Zype, you get 100% transparency about all the charges associated with taking a personal loan finance in Patna.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting at 1.5% (monthly) |
Loan Processing Charges | Processing fees from 2% to 6% on every loan |
Penalty on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on a daily basis |
1) Download the Zype app from PlayStore/AppStore or simply click on the “Apply Now” button on this page. Create your account by doing your mobile OTP.
2) Complete a quick application process by entering your basic information like name, PAN, etc.
3) If you meet Zype’s loan eligibility criteria, you can get approved for a personal loan in Patna in less than 60 seconds.
4) Complete a real-time selfie verification along with an Aadhaar-linked mobile OTP to activate your approved limit.
5) Choose the amount you want to transfer along with the repayment tenure that fits your budget.
6) You will receive the loan directly into your registered bank account instantly.
You can get a Personal Loan in Patna from Zype by fulfilling this simple eligibility criteria:
Age: 21 years or above
Citizenship: Indian with a valid PAN & Aadhaar card
Work experience: Salaried individual
Monthly salary: Monthly income of at least ₹15000
With Zype, you can repay your loan in 6, 9, or 12 monthly EMIs.
You can get a personal loan of up to ₹500000 from Zype and choose among repayment options of 6, 9 or 12 EMIs, depending on your budget.
Factors like your credit score, repayment history, monthly income, etc. play a crucial role in determining your personal loan approval in Patna.
On Zype, you can get a personal loan ranging between ₹3000 to ₹500000.
Since Zype personal loans are unsecured, there’s no restriction on the end use of this loan. Whether you need cash during an emergency, want to fund your educational course or even invest in your business, you can use this money anywhere you like.
You can opt for a Zype Personal Loan in Patna anytime you find yourself in a situation where you need cash.
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