Why do I see “N2C” displayed under “Credit Unused”? N2C stands for “New to credit”. It indicates that you are yet to take any loan or credit card.

What is Experian? Experian is an American–Irish multinational consumer credit reporting company. You can learn more about it here.

Would personal loans taken from providers other than Zype be reflected in Zype Insights? Yes, absolutely. Zype aims to give a comprehensive picture of all your spending in one place.

Which factors affect my credit score? Your credit score primarily depends on your repayment history, overall outstanding loan amount and the length of your credit history. Read more here.

Does Zype insights get information about all my bank accounts and loans? Zype Insights gets information about bank transactions from SMS data on the registered phone. Zype also reads data that is uploaded manually or through Account Aggregator.

Is my data secure when using Zype insights? Absolutely. Zype values your privacy. Your information is completely confidential and fully secure with us.

Do I need to connect my bank account for Zype insights to work? Zype only uses your transactional SMS to show you financial insights. It does not require your bank account to be connected.

Does Zype Insights affect my credit score in any way? No, Zype Insights does not impact your score. It is only a comprehensive report to help you understand your expenses better and have an overview of your credit profile.

What is Zype Insights? Zype Insights is a unique feature that helps you to effortlessly understand and track all of your expenses, spending patterns, credit history and repayments.