Get ₹15,000 Personal Loan Within Minutes

Page also available in: हिन्दी - Hindi

Why Should You Get a ₹15000 Personal Loan?

If you’re running low on cash, a ₹15000 personal loan is a great way to fulfil your monetary needs. You can activate your Zype credit line in less than 8 minutes with basic details and without any paperwork.

With ₹15000 Instant loan, you can buy a wide range of things, like an affordable phone, gifts for loved ones like earphones, gift cards, smartwatch, etc. You can also use the money to buy or repair home appliances, handle medical emergencies, pay utility bills, enroll in a certification course, etc.

Benefits of Availing ₹15k Instant Loan from Zype

Zype provides a quick and hassle-free loan experience for urgent loans of ₹15000.

Get Instant Loan Up to ₹5,00,000

You can transfer up to ₹5,00,000 personal loan directly from your credit line to your bank account in a single tap. You can also take multiple personal loans simultaneously from your credit line.

Approval and Disbursal

Affordable Interest Rate

You only have to pay interest on the amount withdrawn from your credit line. Interest rates on Zype loans start at 1.5% per month.

No Collateral Required​

No collateral required

No need to pledge any collateral to get money from Zype. Make the most out of Zype’s seamless loan experience.

Competitive interest rate

Flexible EMIs

Choose a personal loan repayment option for ₹15000 loan EMI from 3, 6, 9 and 12 months as per your convenience and comfortably manage your finances.

No documentation or paperwork

Instant Loan Approval

You can activate your credit line in less than 8 minutes with minimal documentation and get loan approval in less than 60 seconds.

Collateral free loans

Personal Loan EMI Calculator

Loan Amount (in rupee)



Interest Rate (in %)



Loan Term (in months)



Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

How to Calculate your EMI on ₹15000 Instant Loan

It is important to calculate the personal loan EMI amount for different loan tenures before you finalise the number of EMIs you want to pay. This will help you choose a loan tenure that fits your budget and minimises your interest costs.

Here is the formula to calculate EMI –

E = P x R x (1+R)^N / [(1+R)^N-1], where

E is your personal loan EMI amount

P is the amount you are borrowing from the loan provider

R is the monthly interest rate

N is the no. of months of EMI payment

Documents Required For ₹15000 Personal Loan

Mandatory documents
Proof of Photo Identity

On Zype, you only need to do a selfie-based verification. This is part of the KYC process which you have to finish after your credit offer is generated.

Proof of photo identity
Mandatory Documents

The loan application process on Zype does not involve any kind of required document upload or physical paperwork. You would only need to enter PAN, Aadhaar number and a few other basic details to complete your loan application process.

Proof of Income
Proof of income (Not mandatory)

You can borrow money from Zype without submitting an income proof. In case you are not satisfied with your credit offer and need a higher limit, you can upload your bank statement of the last four months to get an updated credit offer.

Eligibility Criteria to Avail Urgent Loan of ₹15000

You can get an approved loan offer from Zype by completing a few simple steps. Before applying for the credit limit, check these eligibility criteria to see if you’re eligible for the loan.


18 years or above

Citizen of India

Valid PAN & Aadhaar card

Work experience
Work experience

Salaried individual

15000 Salary
Monthly Salary

Monthly income of at least ₹15,000

EMI Amount for ₹15000 Personal Loan for Tenures of 3-12 Months

Zype offers a range of flexible monthly repayment options so you can comfortably manage your finances. You can choose from the repayment tenures of 3, 6, 9 and 12 months.

With Zype’s user-friendly loan EMI calculator, you can see the monthly instalment amount for an urgent loan of 15,000.

Here’s a sample breakdown of estimated EMI amount on a ₹15,000 instant loan

*Note – All the above numbers are for representation only. The final EMI amount may vary depending on the profile assessment.
Minimalist Table
Loan Amount Interest Rate Tenure (in months) EMI in Rs
₹15,000 18% 3 ₹3433.83
6 ₹1755.25
9 ₹1196.10
12 ₹916.80

Interest Rate and Charges on ₹15,000 Instant Loan

One of the most important factors to consider before finalising a lender is the interest rate offered on the loan. Borrowers with a clean repayment history usually get loans at lower interest rates since they are considered less risky.

Personal loans offered by Zype are very affordable. The processing fee charged is minimal. You don’t even have to worry about hidden charges as you get full disclosure of loan terms when you apply for the loan.

Minimalist Table
Fees & Charges Amount Chargeable
Interest Rate Starting at as low as 1.5% (monthly)
Loan Processing Charges Processing fees from 2% to 6% on every loan
Interest on Overdue EMIs Penal interest and late fees will be charged to your total outstanding loan on a daily basis

How to Apply for a ₹15000 Personal Loan Online?

It takes less than 8 minutes to activate your credit line. Follow these simple steps if you need 15000 rupees loan urgently –

1) Install the Zype loan app and add your basic information like name, mobile number, PAN & employment details.

2) Your credit line offer will be generated based on your profile and credit score.

3) Unlock the credit line by completing your KYC with Aadhaar number and selfie verification

4) Choose the amount & EMI plan for the amount you want to withdraw

5) Transfer the money directly from the credit line to your bank account.

Frequently Asked Questions

I need a 15000 rupees loan urgently, how to get it?

Download the Zype app if you need a 15000 rupees loan urgently. Trusted by 900k+ registered users, Zype app gives loan approval in under 60 seconds and transfers money in your account on the same day of loan application.

Can I get an instant personal loan of 15000 without a Cibil Score?

Yes, you can get an instant personal loan of 15000 from Zype without a CIBIL Score if you meet our eligibility criteria.

Can I avail a 15000 loan without documents?

Yes, there’s no need to submit documents to get loans from Zype. We only ask for basic details like name, mobile number, PAN & employment details.

What are the factors that can affect ₹ 15000 Personal Loan EMI?

Your personal loan EMI for a ₹15k instant loan depends on the interest rate and your loan repayment tenure.

Can I get the lowest interest rate on a ₹15000 Personal Loan?

Having a good credit score and clean repayment history is the key to getting low interest when you apply for a ₹15000 loan online. Instant loans from Zype start at only 1.5% per month.

Where can I get a loan of Rs.15,000?
You can get a loan of Rs. 15,000 by simply downloading the Zype app and completing the loan application process which takes less than 8 minutes.
Is collateral required for a 15,000 personal loan?

No, with Zype, you can take unsecured personal loans. You don’t need to provide a collateral to borrow money from the Zype instant loan app.

Personal Loan for Different Budgets

Select the loan details you want to know

Personal Loan by Salary