Get Personal Loans Up to ₹5 Lakhs in 6 Minutes!
When unexpected expenses come knocking at your door, some extra cash can make all the difference. And when you catch yourself wishing you had instant access to funds, easy personal loans from Zype can be your lifeline.
If you’re wondering how to get personal loan instantly, just download Zype! From a convenient application to quick disbursal you can get personal loan online.Apply in less than 5 minutes with Zero documentation or paperwork. Just fill out your basic details like your name, PAN number, employment details, etc. and get approved for your personal loan in less than 60 seconds. We know what you’re thinking…“how much personal loan can I get with all of these benefits?” The answer to it is up to Rs. 5 lakhs starting at just 1.5% interest per month!
Whether you need cash during an emergency, for a house repair, or even for funding your education, you can use this loan anywhere you like. With no restriction on the end usage of the loan, you can enjoy no-questions-asked immediate personal loans from Zype!
As easy as it is to get instant personal loan from Zype, it’s equally convenient to pay it back. Repaying your personal loan on Zype will never feel like a financial burden because you can choose a tenure that fits your budget. With repayment options of 6, 9 or 12 EMIs, you can experience a stress-free payment experience.
Whether it’s your wedding, or your loan experience, you should get what you deserve; the best! And this is how Zype can make it happen for you:
No document uploads. No paperwork.
Loan offer to bank account in minutes.
Choose between 6, 9 and 12 EMIs.
Everything happens in just a few swipes.
Choose the Loan amount, repayment plan & interest rate to calculate monthly installment by personal loan emi calculator online.
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1,00,000
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You have to meet your lender’s eligibility criteria to get approved for a personal loan. And Zype’s eligibility criteria is simple, this is all you need:
21 years or above
Salaried individual
Valid PAN & Aadhaar card
Monthly income of at least ₹15,000
You will require your PAN and Aadhaar number while completing your application and activating your loan (Physical documents not required)
Complete a real-time selfie verification to complete your KYC after you have been approved for a loan.
Want to increase your loan limit? Just upload your bank statement for the last 4 months.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting at 1.5% (monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Penalty on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on a daily basis |
It is called ‘personal’ loan for a reason
All it takes is a tap to get the loan, once your loan limit is approved. Zype’s personal loan quick disbursal ensures you get an instant access to money.
You get immediate personal loans from Zype because we only require your PAN & Aadhaar numbers to give you a loan.
Your personal information & data will always be secure with our encryption.
Get the best interest rate based on your profile.
Need personal loan urgently? Look no further because Zype is designed keeping you in mind. Because a super-fast loan is not all that you get. Here are some features that give you an exceptional personal loan experience.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting at as low as 1.5% interest per month |
| Repayment Tenure | Repay your loan |
| Processing Fee | 2-6% |
| Collateral | No Collateral |
| Pre-Closure Charges | No Pre-Closure Charges |
To get instant personal loan that have a high-value and low-interest rate, you need a credit score of anything above 650.
Yes, your salary plays an important role in determining the personal loan amount you’re approved for. A consistent and high salary can increase your chances of getting high-value loans.
As long as you have the budget to repay the borrowed amount and are taking a personal loan from a legitimate NBFC that follows all the regulatory practices of the RBI, it is safe to take a loan.
Given below is Zype’s eligibility criteria for taking a personal loan:
Citizenship: Indian with a valid PAN and Aadhaar card
Work experience: Salaried individual
Age: 21 years or above
Monthly salary: Monthly income of at least ₹15000
The minimum age of a salaried or self-employed person applying for a personal loan on Zype is 18 years.
You can close your personal loan by repaying the complete loan amount to the lender. You can do this either by paying your EMIs or pre-closing the loan. If you decide to pre-close your loan, make sure there are no additional charges associated with it.
After you have successfully completed your application, you can check your personal loan status in the app itself.
No, there are no additional tax benefits on a personal loan.
There is no restriction on the end usage of a Zype personal loan. Whether you need it for an emergency or want for any luxury, you can use it anywhere you like, no questions asked!
Select the loan details you want to know
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