Get Instant Personal Loan for ₹15,000 Salary

Life is unpredictable. You never know what tomorrow has in store for you. There are times when we find ourselves in situations where we fall short of money. The reason could be anything – a medical emergency, a travel plan out of nowhere, etc.

For any urgent money needs, Zype instant loan app is your one-stop solution. On Zype, you can get super-fast loans with utmost ease. When you complete the loan application process after downloading the app which takes less than 8 minutes, your credit line is unlocked. You can take as many loans as you want simultaneously from your credit line.

Personal Loan EMI Calculator for ₹15,000 Salaried Individual

Before finalising the loan amount and repayment tenure, you should have absolute clarity on the EMI amount that you will have to pay. That’s where a personal loan EMI calculator comes in handy. It shows you different EMI amounts for different repayment periods.

It only takes a few seconds to get results from Zype’s personal loan EMI calculator. Once you enter the total loan amount, annual interest rate and loan tenure in months, you can see the amount that you would need to pay each month.

Features and Benefits of 15k Salary Personal Loan

A personal loan up to ₹5 Lakh can fulfil your immediate financial needs & Zype credit line makes an even more hassle-free experience for you.

Get Loans up to ₹5,00,000 Instantly

If you want to experience a fast loan journey, get a loan from Zype. Your application process will take less than 8 minutes and your credit offer will be generated in less than 60 seconds.
Approval and Disbursal

No Document Upload Needed

The process of getting a loan from Zype is completely online and does not require you to upload any document. You would only need to enter basic information like name, mobile number, PAN, employment details and Aadhaar number.

No Collateral Required​

Competitive Interest Rates

With a 15k salary, Zype is the best loan app for you to borrow money as our rate of interest starts at 1.5% per month.

Competitive interest rate

Flexible EMIs

Repaying a loan on Zype is as convenient as getting one. You get to choose an EMI option from 3, 6, 9 and 12 months. This ensures that your instalment amount does not disrupt your budget.

No documentation or paperwork

Collateral Free Loan

Get unsecured loan approval from Zype without pledging any asset and transfer money from your credit line to your account in a single tap.

Collateral free loans

₹15,000 Salary Personal Loan EMI Calculator

Loan Amount (in rupee)



Interest Rate (in %)



Loan Term (in months)



Total Interest Payable

Total Payment
(Principle + Interest)

Your EMI is

How to Calculate EMI of Personal Loan for 15k Salary

One must never take a personal loan without calculating the EMI amount that they would need to pay every month for different loan tenures. When you do the calculations, you can select a repayment plan that fits your budget.

Here is the formula to calculate EMI –

E = P x R x (1+R)^N / [(1+R)^N-1], where

E is your personal loan EMI amount

P is the amount you are borrowing from the loan provider

R is the monthly interest rate

N is the no. of months of EMI payment

Personal Loan Repayment

Documents Required to get Loan on ₹15,000 Salary from Zype


Proof of photo identity

For this, you need to take a selfie during the KYC process once your credit offer is generated.

Proof of photo identity

Compulsory documents

Getting a loan has never been easier. All you need to do is enter your PAN and Aadhaar number along with a few other basic details to get loans instantly from Zype. There is no need to upload any document to borrow money from us.


Income proof (not mandatory)

Once you complete the loan application process and unlock your credit limit, you can transfer money directly from the credit line to your account without uploading your income proof.

However, if you are not satisfied with your credit limit and want to update the same, you can upload the bank statement of the last four months and get an updated credit limit.

Eligibility Criteria for Instant Loan on ₹15,000 Salary

If you are in need of urgent cash, download the Zype instant loan app. Complete your application in less than 8 minutes and get a credit limit offer within seconds.

If you want a personal loan for ₹15,000 salary, check Zype’s personal loan eligibility criteria


18 years or above

Citizen of India

Valid PAN & Aadhaar card

Work experience
Work Experience

Salaried individual

15000 Salary
Monthly Salary

Monthly income of at least ₹15,000

EMI on a Personal Loan for 15k Salary for Tenures of 3-12 Months

To ensure that you can repay your Zype loan EMI with convenience, you get to choose from EMI tenures of 3, 6, 9 and 12 months. This is incredibly helpful as it aids in managing your expenses comfortably.

Let’s explore this with an example. Suppose you take a loan of ₹50,000. This is the loan amount you would be required to pay for different repayment periods

Minimalist Table
Loan Amount Interest Rate Tenure (in months) EMI in Rs
Rs 500000 18% 3 ₹17169.15
6 ₹8776.26
9 ₹5980.49
12 ₹4584

*Note – All the above numbers are for representation only. The final EMI amount may vary depending on the profile assessment.

Interest Rates and Charges on Loan for ₹15,000 Salary

Personal loan Interest rate is one of the most important factors to consider before taking a loan. It determines the cost of borrowing money. If you want to avail loans at low-interest rates, make sure that you have a healthy repayment history.

Zype gives low-cost instant loans. You also get full disclosure of loan terms so there is no stress about hidden charges.

Minimalist Table
Fees & Charges Amount Chargeable
Interest Rate Starting at 1.5% (monthly)
Loan Processing Charges Processing fees from 2% to 6% on every loan
Penalty on Overdue EMIs Penal interest and late fees will be charged to your total outstanding loan on a daily basis

How to Apply for a 15k Salary Personal Loan

You can take loans from ₹1000 to ₹5,00,000 with the Zype app. The process mentioned below is extremely easy to follow and takes less than 8 minutes –

1) Download the Zype app and submit these details – name, mobile number, PAN number and employment details.

2) Based on this information, your credit offer would be generated in less than 60 seconds.

3) To unlock your credit line, simply complete the KYC process by entering your Aadhaar number and complete a selfie based verification.

4) You can now withdraw as many times as you want from your credit line. Just enter your desired loan amount and select the repayment tenure.

5) The money will be credited to your account on the same day.

Frequently Asked Questions

Can I Get a Personal Loan if My Salary is Less than ₹15,000?

To get a personal loan from Zype, your monthly salary should be at least ₹15,000.

How to Get a Personal Loan for ₹15,000 Salary Without a Salary Slip?

Zype gives a loan for 15000 salary without a salary slip. Just enter basic details to complete the loan application process and transfer money from your credit line to your account in a single tap.

Can I Avail Personal Loan on a ₹15k Salary Without Documents?

Yes, you don’t have to upload any document to get a loan on 15000 salary. We only ask for basic information like name, PAN, Aadhaar number, etc.

What is the Maximum Loan Amount offered for a Minimum Salary of ₹15000?

You can get personal loans up to 5 lakhs from Zype. In case you want to know your credit limit, download the app and complete the loan application process. Your credit offer will be generated in less than 60 seconds.

What is the Maximum Tenure Available to avail Personal Loan for ₹15,000 Salary?

The maximum tenure offered to Zype users to repay their loan is 12 months.

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