Planning a bank visit in 2026? A quick look at the holiday calendar can save you an unnecessary trip, especially around festival weeks when branch closures vary by state.
Bank holidays in India are not the same everywhere. They depend on the RBI holiday list, local festivals, and state notifications. Banks are also closed on all Sundays and the second and fourth Saturdays every month. The month-wise list below is a handy way to plan cheque deposits, branch work, and any in-person banking ahead of time.
Major Bank Holidays in India (2026)
Few holidays apply across the entire India, while others depend on regional celebrations. The table below highlights a few important holidays observed by banks across India.
| Holiday | Date | Type | Applies To |
| Republic Day | Jan 26 | India national holiday | Pan India |
| Good Friday | Apr 3 | India public holiday | Most states |
| Independence Day | Aug 15 | India national holiday | Pan India |
| Gandhi Jayanti | Oct 2 | India national holiday | Pan India |
| Diwali | Nov 9 | India public holiday | Most states |
| Christmas | Dec 25 | India public holiday | Most states |
Indian national holidays are observed across the country, while Indian public holidays can vary by state depending on cultural or regional festivals.
List of bank holidays (2026)
If you are wondering what are the‘bank holidays in this month?’, just refer to this list, as we have provided the month-wise overview of bank holidays in India during 2026
Bank Holidays in January 2026
| Date | Holiday | States |
| Jan 1 | New Year’s Day / Gaan-Ngai | Selected states |
| Jan 2 | New Year Celebration / Mannam Jayanthi | Selected states |
| Jan 3 | Birthday of Hazrat Ali | Selected states |
| Jan 12 | Birthday of Swami Vivekananda | Selected states |
| Jan 14 | Makar Sankranti / Magh Bihu | Multiple states |
| Jan 15 | Pongal | Tamil Nadu and others |
| Jan 16 | Thiruvalluvar Day | Tamil Nadu |
| Jan 17 | Uzhavar Thirunal | Tamil Nadu |
| Jan 23 | Netaji Subhas Chandra Bose Jayanti / Basanta Panchami | Selected states |
| Jan 26 | Republic Day | Pan India |
Bank Holidays in February 2026
| Date | Holiday | States |
| Feb 18 | Losar | Sikkim |
| Feb 19 | Chhatrapati Shivaji Maharaj Jayanti | Maharashtra |
| Feb 20 | State Day / Statehood Day | Selected states |
Bank Holidays in March 2026
| Date | Holiday | States |
| Mar 2 | Holika Dahan | Selected states |
| Mar 3 | Holi / Dol Jatra | Multiple states |
| Mar 4 | Holi (Dhuleti) | Selected states |
| Mar 13 | Chapchar Kut | Mizoram |
| Mar 17 | Shab-I-Qadr | Selected states |
| Mar 19 | Ugadi / Gudi Padwa | Several states |
| Mar 20 | Eid-Ul-Fitr | Selected states |
| Mar 21 | Ramzan-Id | Selected states |
| Mar 26 | Ram Navami | Many states |
| Mar 31 | Mahavir Jayanti | Multiple states |
Bank Holidays in April 2026
| Date | Holiday | States |
| Apr 1 | Banks’ Closing (Year-end) | Pan India |
| Apr 2 | Maundy Thursday | Selected states |
| Apr 3 | Good Friday | Many states |
| Apr 14 | Dr Babasaheb Ambedkar Jayanti | Multiple states |
| Apr 15 | Bengali New Year / Vishu | Selected states |
| Apr 16 | Bohag Bihu | Assam |
| Apr 20 | Basava Jayanti / Akshaya Tritiya | Selected states |
| Apr 21 | Garia Puja | Tripura |
Bank Holidays in May 2026
| Date | Holiday | States |
| May 1 | May Day / Maharashtra Day | Selected states |
| May 9 | Rabindranath Tagore Jayanti | Selected states |
| May 16 | State Day | Selected states |
| May 26 | Kazi Nazrul Islam Jayanti | Selected states |
| May 27 | Eid-Ul-Adha | Selected states |
Bank Holidays in June 2026
| Date | Holiday | States |
| Jun 15 | YMA Day / Raja Sankranti | Selected states |
| Jun 25 | Moharrum | Selected states |
| Jun 26 | Muharram (Ashoora) | Selected states |
| Jun 29 | Sant Guru Kabir Jayanti | Selected states |
| Jun 30 | Remna Ni | Mizoram |
Bank Holidays in July 2026
| Date | Holiday | States |
| Jul 6 | MHIP Day | Mizoram |
| Jul 9 | Beh Deinkhlam | Meghalaya |
| Jul 16 | Ratha Yatra | Odisha and others |
| Jul 17 | Death Anniversary of U Tirot Singh | Meghalaya |
| Jul 18 | Drukpa Tshe-zi | Sikkim |
| Jul 22 | Kharchi Puja | Tripura |
Bank Holidays in August 2026
| Date | Holiday | States |
| Aug 4 | Ker Puja | Tripura |
| Aug 8 | Tendong Lho Rum Faat | Sikkim |
| Aug 13 | Patriot’s Day | Manipur |
| Aug 15 | Independence Day / Parsi New Year | Pan India |
| Aug 19 | Maharaja Bir Bikram Jayanti | Tripura |
| Aug 25 | Milad-Un-Nabi / Onam | Selected states |
| Aug 26 | Id-E-Milad / Thiruvonam | Selected states |
| Aug 28 | Raksha Bandhan | Many states |
Bank Holidays in September 2026
| Date | Holiday | States |
| Sep 4 | Janmashtami | Selected states |
| Sep 12 | Srimanta Sankardeva Tithi | Assam |
| Sep 14 | Ganesh Chaturthi | Maharashtra and others |
| Sep 15 | Ganesh Chaturthi (Second Day) | Selected states |
| Sep 21 | Sree Narayana Guru Samadhi | Kerala |
| Sep 22 | Karma Puja | Jharkhand and others |
| Sep 23 | Maharaja Hari Singh Jayanti | Jammu & Kashmir |
| Sep 25 | Indrajatra | Sikkim |
Bank Holidays in October 2026
| Date | Holiday | States |
| Oct 2 | Gandhi Jayanti | Pan India |
| Oct 10 | Mahalaya Amavasya | Selected states |
| Oct 17 | Maha Saptami | Selected states |
| Oct 19 | Durga Puja / Dussehra | Multiple states |
| Oct 20 | Vijaya Dashami | Multiple states |
| Oct 26 | Lakshmi Puja | Selected states |
| Oct 29 | Karva Chauth | Selected states |
| Oct 31 | Sardar Vallabhbhai Patel Jayanti | Selected states |
Bank Holidays in November 2026
| Date | Holiday | States |
| Nov 9 | Diwali | Many states |
| Nov 10 | Diwali (Bali Pratipada) | Selected states |
| Nov 11 | Bhai Dooj | Selected states |
| Nov 16 | Chhath Puja | Bihar and nearby states |
| Nov 24 | Guru Nanak Jayanti | Multiple states |
| Nov 27 | Kanakadasa Jayanthi | Karnataka |
Bank Holidays in December 2026
| Date | Holiday | States |
| Dec 1 | Indigenous Faith Day | Meghalaya |
| Dec 3 | Feast of St Francis Xavier | Goa |
| Dec 9-11 | Losoong Festival | Sikkim |
| Dec 24 | Christmas Eve | Selected states |
| Dec 25 | Christmas | Pan India |
| Dec 31 | New Year’s Eve | Selected states |
Note: Festival dates like Eid, Holi, and Diwali can vary by official announcements and local notifications.
Is the Bank Open Today?
If you are wondering whether the bank is open today, remember that banks in India remain closed on:
- Sundays
- Second and fourth
- Saturdays
- National holidays
- State public holidays
However, digital banking services usually remain available.
Can You Use Banking Services on Bank Holidays?
Even during bank holidays, many digital services continue to work. Customers can still use:
- UPI payments
- ATM withdrawals
- mobile banking apps
- net banking services
However, branch-related services like cheque clearing or document verification may take longer during holidays.
Managing Urgent Expenses During Bank Holidays
Sometimes urgent expenses come up when bank branches are closed during holidays. For example, a medical bill, travel booking, or time-sensitive payment may not always wait for the next working day.
In such situations, some people explore a personal loan through digital lending platforms that offer a fully online process. With apps like Zype, the application can be completed digitally in a few minutes, and you can review the Key Fact Statement (KFS) before accepting the loan to clearly understand the EMI, charges, and total repayment.
If the expense is time-sensitive, an instant personal loan can help you manage the payment without waiting for bank branches to reopen. As with any borrowing decision, it is important to choose an amount you can comfortably repay and review the loan details before proceeding.
Frequently Asked Questions (FAQs)
How many bank holidays will there be in 2026?
In 2026, India is expected to have around 15 to 20 national and gazetted bank holidays, but the total number can go above 25 when you include state-specific holidays and second and fourth Saturdays.
What days are banks closed in India?
Banks in India are closed on Sundays, the second and fourth Saturdays of every month, and on national and state public holidays as per the RBI holiday list.
Do all banks have the same holidays?
No, while national holidays are common across India, many bank holidays vary by state depending on local festivals and regional observances.
Does a bank holiday affect bank transfers?
Not in all cases. UPI and IMPS transfers usually work even on bank holidays. However, NEFT and RTGS transactions can sometimes get delayed if they depend on bank working hours.
