Get Personal Loans up to 5 Lakhs in 10 minutes
Get Personal Loans up to 5 Lakhs in 10 minutes
Key Takeaways Form 10C is used to claim EPS benefits, not your full EPF balance It applies when you’ve served less than 10 years (withdrawal) or more than 10 years (scheme certificate) You can file it online through the EPFO member portal without visiting a PF office KYC must be updated and verified before you […]
So, you may have missed a few EMI’s, you are tired of the constant calls, and the lender offers to settle the loan. But before you agree to that, it is important to know what loan settlement means. Many borrowers often get confused between a loan closure vs loan settlement, however, they mean different things. […]
You may be waiting for a client payment but need to clear vendor dues. You may have multiple small expenses coming up in the same month and are unsure how much you will actually use. Or you may need funds for a fixed expense such as a course fee, home repair estimate, or medical bill […]
You just started your first job. You need a loan, maybe for a laptop, a rent deposit, or a family emergency. You apply for it, and they ask for your CIBIL score. You check it, and you see “NH” or “NA” staring back at you. And here’s the truth: not having a CIBIL score is […]
Your UAN number may not be something you remember every day, but it becomes important the moment you need to check your PF balance, transfer your PF, or withdraw your EPF amount. If you have changed jobs or haven’t logged in to the EPFO portal for a long time, it is easy to forget where […]
When money is needed urgently, one rarely wants to deal with paperwork or wait days just to know if a loan is approved. That is why instant personal loan apps have become a go-to option for many borrowers in India. They make it easier to apply online; check offers, and receive money directly in your […]
Key Takeaways ABHA stands for Ayushman Bharat Health Account. It’s a unique 14-digit health ID. It helps you link, access, and share health records digitally. Creating an ABHA card is free. ABHA is voluntary and is not the same as health insurance. Healthcare paperwork can become tough to keep organised. One doctor asks for an […]
If you are a salaried employee, your EPF is not just a deduction from your salary. It is money being saved for your future. The EPF interest rate decides how much your EPF balance grows every year. As of April 2026, EPFO has declared an 8.25% interest rate for FY 2024-25. The Central Board of […]
Key Takeaways Penal charges are fees added when you break loan terms, such as missing an EMI. Default penalties should be charged as penal charges, not added as extra interest on your loan rate. As per RBI, penal charges should not be capitalized, so lenders should not charge further interest on them. Always check your […]
Turning 18 is a big deal. You can vote, drive, and legally enter into financial contracts. But can you get a personal loan for an 18-year-old in India? The short answer is yes, but only under certain conditions. Most traditional banks set their minimum age at 21, while a growing number of NBFCs and fintech […]
Understanding the difference between old and new tax regime can leave one confused. One promises lower tax rates. The other gives you more deductions. The real question is not which regime is “best” in general, but which one leaves you with lower tax after applying your actual salary, deductions, and exemptions. For many salaried individuals […]
If you have looked at TVs recently, online or in a store, you have probably felt a little lost. There are too many options, too many screen types, and too many brands claiming they offer the best experience. That is what makes choosing among the top TV brands in India harder than it should be. […]
