Get Personal Loans up to 5 Lakhs in 10 minutes
Get Personal Loans up to 5 Lakhs in 10 minutes
If you want to check how many loans are currently in your name, begin with your credit report. It lists the loan and credit card accounts that lenders have reported against you, and shows whether each one is open, closed, overdue or jointly held. You can access your report through credit bureaus such as CIBIL, […]
Key takeaways Accrued interest is interest that has built up over time but is yet to be paid or received because its payment due date has not arrived. It builds up daily: principal × annual rate × days ÷ 365 (or 360, depending on the convention used). Every EMI clears the interest built up so […]
A suit filed status in your CIBIL report means a lender has started legal recovery action over unpaid dues and reported it to the credit bureau. It is a serious negative entry, but the next step depends on whether you still owe the money, have already paid, believe the entry is wrong, or have received […]
Diwali is often when we finally make the purchases or plans we have been putting off. It could be buying a much-awaited appliance, renovating the house, hosting family and friends, or booking a last-minute trip home. When several of these expenses come together, they can quickly stretch your monthly budget. In such cases, a personal […]
Navratri 2026 at a Glance: Shardiya Navratri begins on 11 October 2026 and concludes with Vijayadashami on 20 October 2026. If you are planning Garba nights, travel, festive shopping or community celebrations, fixing your budget before the nine nights begin can make the spending much easier to manage. When Navratri comes around, the spending often […]
Ganesh Chaturthi 2026 at a glance: Ganesh Chaturthi falls on Monday, 14 September 2026, while Anant Chaturdashi and Ganesh Visarjan fall on Friday, 25 September 2026. The festival involves home puja, society or mandal celebrations, Ganpati decoration and visarjan planning. Key Takeaways Decide whether your main spending will be at home, through your society or […]
Thiruvonam falls on Wednesday, 26 August 2026. Celebrations traditionally begin ten days earlier with Atham, giving families time to plan Pookalam, Sadya, outfits, gifting, and gatherings. Onam, Kerala’s most vibrant and anticipated festival, is a time for grand celebrations, elaborate feasts, and beautifully decorated homes. But between Pookalam flowers, new outfits, the grand Sadya, and […]
Key Takeaways A gadget loan helps you buy electronics like smartphones, laptops, tablets, TVs, wearables, and accessories on EMI. It may come in different forms, such as a personal loan, consumer durable loan, debit card EMI, BNPL, or cardless EMI. Personal loans offer more flexibility because the money is usually credited to your bank account. […]
Key Takeaways A flexi hybrid loan may work better if your expenses are uncertain or spread over time. A term loan may work better if you need a fixed amount and want predictable EMIs. Lower initial EMI does not always mean lower total cost. A flexi hybrid loan needs more repayment discipline because you can […]
Apply Now Key Takeaways A credit inquiry happens when your credit report is checked. Hard inquiries usually happen when you apply for a loan or credit card, and they may temporarily affect your credit score. Soft inquiries happen when you check your own score, view eligibility, or receive pre-approved offers, and they do not affect […]
A pre-approved personal loan is a loan offer given by a lender based on your income, credit profile, repayment history, and overall eligibility. It means the lender has already checked some basic details and may be willing to offer you a loan, subject to final verification. But here is the important part: pre-approved does not […]
An early salary loan is a short-term loan that helps salaried individuals access money before their next salary date. People often use it for urgent expenses, salary gaps, medical bills, rent, travel, repairs, or other needs that cannot wait until payday. Recently, some state-level employee schemes have also explored earned salary access to help workers […]
