Get Personal Loans up to 2 Lakhs in 6 minutes
Get Personal Loans up to 2 Lakhs in 6 minutes
For Exp., Leela is a 28-year-old software engineer who wants to renovate her home before Diwali. She requires ₹5 lakhs but doesn’t want to pledge her gold or fixed deposits. Instead, she applies for a personal loan without security. She submits her documents online and gets the loan approved within minutes. The amount is credited […]
When you need urgent funds, loans can be a convenient financial option. Among the many options available, Personal Loan and Loan Against PPF (Public Provident Fund) offer funds, especially in situations when you don’t want to dig into your savings. Understanding how these two loans differ can make it easier to choose based on your […]
Thinking about taking out a personal loan? Whether you need funds for a major purchase, an unexpected expense, or splurge on a gadget, a personal loan can be a good option. However, before you borrow, it’s essential to understand your monthly payments and how they fit into your budget. Estimating loan payments doesn’t have to […]
Life is unpredictable, and sometimes, even the most diligent financial planning can be disrupted by an unexpected expense or a simple oversight, leading to a missed Equated Monthly Installment (EMI) payment. When a scheduled personal loan EMI fails, it is termed an EMI Bounce. While a single bounce might seem like a minor inconvenience, it […]
When investing in mutual funds, it’s natural to focus on returns. But have you considered the fees and charges that come with them? These costs may seem small but can significantly impact your overall returns in the long term. Some charges have a bigger impact than others, so knowing what you’re paying for can help […]
Loan vs. Overdraft, which one should you choose? Loans and overdrafts are two common options for borrowing but they work differently. A loan gives you a fixed amount with structured repayments, while an overdraft lets you borrow flexibly when needed. Understanding the features of each will help you decide on which option is best suited […]
Have you ever wondered how payment systems instantly recognize your bank when you swipe, tap, or enter your card details? That is all because of the Issuer Identification Number (IIN). The IIN is the first 6 digits of your card number that becomes the unique identifier for the bank or financial institution that issued your […]
Before taking a loan, it is crucial to have a solid repayment strategy in place. Borrowing money comes with the responsibility of making timely payments, and missing a due date can lead to penal interest. What is penal interest? It is an extra charge on top of your regular interest. This not only increases the […]
Credit derivatives are financial instruments that allow the investor to mitigate credit risk. They enable the transfer of credit risk from one party to another, without owning any underlying asset. The creditor can transfer the risk of the debtor to another third party. For instance, Bank A lends ₹1 Crore to Company X but is […]
February is one of the best months to explore India. The pleasant weather, vibrant festivals, and fewer crowds at many destinations make it a traveller’s delight! Whether you’re looking for snowy adventures, beach vibes, or cultural festivals, India has something for everyone. We have curated a list of the 30 best places to visit in […]
We understand that money struggles can be stressful, and personal loans seem like a lifeline. But misusing them can lead to unnecessary debt, higher costs, and financial strain. Before taking out a personal loan, it’s important to understand when it might do more harm than good. So, before you rush into borrowing, let’s explore 7 […]
Taking on debt can be a smart way to reach your personal or business goals, but too much of it can create serious problems. This is known as being overleveraged. Whether you’re having trouble keeping up with loan payments or finding it harder to save for the future, the risks of carrying excessive debt are […]
