Loan Amount (in rupee)
₹
- 3000
- 5L
Interest Rate (%)
- 6
- 38
Loan Term (in months)
- 3
- 72
Your EMI is
₹ 0.00
Total Interest
₹ 0.00
Total Amount Payment
₹ 0.00
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The right course can help you level up in your career and unlock new opportunities. And when it comes to upskilling or pursuing further education, finances shouldn’t hold you back. Get a personal student loan of up to ₹2 lakhs starting at just 1.5% interest per month to fund your learning goals.
Whether you’re signing up for a certification, diploma, or short-term course, we make it easy and fast. Complete your loan application in just 6 minutes and get approved in 60 seconds! Receive the funds instantly and start learning without delay.
And with flexible repayment options—pay later in 6, 9, or 12 EMIs—you can invest in your future without stressing about the present.
While you focus on enrolling in your dream course, Zype focuses on ensuring you have a smooth experience while doing that.
Apply for a personal student loan in just 6 minutes. Just enter your basic details—name, phone number, and PAN—and you're good to go.
Forget the hassle of endless forms. You don’t need to upload documents or deal with any paperwork.It is a 100% digital process.
Once you apply, get approved for your education loan in just 60 seconds.
Accept the loan terms and receive the funds instantly—no delays, no waiting around.
Our personal student loans for education are completely unsecured. That means no collateral, just support for your learning journey.
We offer 100% transparency in its terms of borrowing. Here are all the loan education rate of interest, fees, and other charges you need to know:
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting at 1.5% (monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Penalty on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on a daily basis |
You don’t need much to get a personal loan for education because our criteria is simple!
You should be a citizen of India.
You must be at least 21 years of age.
You should be a salaried individual.
Your minimum monthly income should be ₹15,000.
You must have a valid PAN card and Aadhaar card.
After you’re approved for a loan, you will need to complete a real-time selfie verification to complete your KYC.
Enter your PAN & Aadhaar number along with a few basic details to complete your application & activate your loan (Physical documents not required)
Want to increase your loan limit? All you need to do is upload your bank statement for the last 4 months & get approved for a higher amount.
You can understand your education loan repayments better by calculating the EMIs before starting your application. This can help you create a better budget and even compare offers across various lenders.
Just use this simple formula to calculate your EMIs.
E = P x R x (1+R) ^N / [(1+R) ^N-1], where
P is the principal or loan amount
E is your personal loan EMI amount
R is the monthly interest rate
N is the no. of months of EMI payment
Increasing your loan eligibility can help you unlock a higher loan amount at an affordable interest rate. Here’s how as a student, you can boost your chances for a personal loan for education :
There are some common factors that affect your ability to get a personal loan for education:
You can follow these simple steps to apply for personal loan for education on Zype:
Apply for a ₹50,000 personal loan for education through platforms like Zype. Just provide basic details like your PAN, Aadhaar, income proof, and course-related information. If eligible, you can get approval within minutes and receive the funds instantly.
Yes. A CIBIL score of 700 or above can increase your chances of approval. If you’re a student with no credit history, applying with a salaried co-applicant can help.
To qualify, you must be:
Repayment is usually done in flexible EMIs (Equated Monthly Installments). With Zype, you can choose from 6, 9, or 12-month EMI options. Automatic EMI deductions ensure smooth repayment.
Yes, you can get a 100% personal loan for education if you meet the eligibility criteria—like a good credit score, stable income (or co-applicant’s income), and confirmed admission. Personal loan apps like Zype allow you to borrow up to ₹200, 0000 depending on your eligibility.
While it depends on the institution’s policies, some colleges or platforms may offer scholarships, discounts, or payment plans. It’s always worth asking!
Yes! You can prepay the loan in full. Some lenders may charge a small prepayment fee, so it’s good to check the terms before doing so.However, if you apply for a personal loan with Zype, there are no pre-payment charges charged.
Yes, you can get a 100% personal loan for education if you meet the eligibility criteria—like a good credit score, stable income (or co-applicant’s income), and confirmed admission. Personal loan apps like Zype allow you to borrow up to ₹200, 0000 depending on your eligibility.
With Zype’s personal loan for education, the amount usually ranges from ₹3,000 to ₹200,000. The exact amount depends on your credit score, income, and the course fee.
Personal loans for education typically offer short-term repayment options such as 6, 9, or 12 months.
Personal loans for education are usually ideal for short-term or upskilling courses within India. For studying abroad, you might need to explore education-specific loans from banks that cover tuition, living costs, and visas. However, personal loans can still help cover upfront costs or part of the expense.
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