NACH Mandate- Everything You Need to Know The full form of NACH is the National Automated Clearing House. Managed by the National Payments Corporation of India (NPCI), it facilitates electronic transactions between financial institutions.  It is a system that allows banks and other such financial institutions to automate recurring payments. This ensures faster transactions and […]

Top 10 Electric Scooters in India for First-Time Buyers Electric scooters are becoming a popular option for commutes in India, offering an eco-friendly, convenient alternative to traditional vehicles. The market has varied options to cater to different needs and budgets, offering features like fast charging, touchscreen dashboard and so on. Since they have lesser complex […]

Top 12 Non-Banking Financial Companies in India 2025 A Non-Banking Financial Corporation (NBFC) is a company that is registered under the Companies Act, 1956 whose operations are managed by the Ministry of Corporate Affairs  and the Reserve Bank of India. They offer financial services like instant personal loans, asset financing, insurance services,investment services, microfinance, real […]

20 Amazing Places to Explore During New Year with a Travel Personal Loan Why Use a Travel Personal Loan for Your New Year Trip? As the new year approaches, most people plan a trip to their dream destination.. From planning to booking tickets to accommodation, the travel costs add up significantly. It is a good […]

15 Best Scooties in India for 2025: Features, Prices, and Reviews In a price sensitive country like India, scooters are preferred much more over a bike or a 4-wheeler. Scooters are cost effective, easier to navigate in traffic and fuel efficient as well. With the entry of electric scooters in the market, the demand for […]

What is Mutual Fund’s Risk: 6 Ways to Measure a Mutual Fund’s Risk? Investing in mutual funds is one of the popular ways to grow your wealth. While mutual funds give great returns, they come with inherent risks. Thus, before investing in any type of mutual fund, it is important to set your financial goals, […]

How to Calculate Interest And Principal Amount in EMI? For any type of loan that one takes from a bank or any NBFC, one needs to repay this amount in monthly instalments, typically EMI (Equated Monthly Instalments). This amount comprises the loan amount along with the interest charged on it. This total amount is divided […]

What is personal loan settlement? How Its Effects on Your Credit Score A personal loan can take care of your financial needs when you are short on funds or need to make an expensive purchase. However, as a borrower, it is important to understand your repayment capacity before taking up any loan. Any borrower who […]

Loan Sharks: What is it, Risks, and Prevention Tips What is a Loan Shark? Imagine you’re in a tough financial situation with an emergency crisis going on. The unforeseen bills keep piling up, and you’re in desperate need of money. During such situation, stress and pressure can sometimes drive people to make bad decisions. This […]

Flat Interest Rate Vs Reducing Rate: Know the Difference The financial market consists of private and public banks that offer a wide range of loans, like housing loans, personal loans, car loans and more. These loans can be used to fulfil many life goals, like building a new home, funding a child’s education, covering wedding […]

What is the Mutual Fund Cut-Off Time: Its Importance? Investing in mutual funds is one of the popular ways to grow your wealth over the long term. When you invest in mutual funds, it is imperative to understand certain rules and timings are essential to make the most of your investments. A key aspect to […]

5 Rules for Taking a Loan Against Mutual Funds A loan against mutual fund is a convenient option for individuals with a mutual fund portfolio. It allows one to take a loan against securities they hold and pay interest only on the utilized amount. If one needs urgent funds like a medical emergency or any […]