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Key Takeaways You can check your PF balance in four practical ways: the EPFO passbook portal, the UMANG app, SMS, and missed call. The EPFO portal and UMANG are best if you want to see your passbook in detail. SMS and missed call are better if you just want a quick balance update. For SMS […]
Key Takeaways The base rate is the minimum rate below which banks usually do not lend, except in limited RBI-approved cases. RBI introduced the base rate on July 1, 2010, to replace the BPLR system and improve transparency in loan pricing. Each bank sets and reviews its own base rate at least once every quarter. […]