Top 10 5G Smartphones Under ₹20,000 in India (2025)

top 5G Smartphones Under ₹20,000

Looking for a budget-friendly 5G smartphone that doesn’t compromise on performance? In 2025, the ₹20,000 segment in India offers a variety of feature-packed options, from powerful processors to vibrant displays and advanced cameras.  

Choosing the right smartphone can feel overwhelming with so many options available. To make your decision easier, we’ve created a comprehensive guide that evaluates all the key factors you need to consider. Read along our list of top 10 5G smartphones under ₹20,000 that deliver excellent value for money. 

Factors to Consider When Choosing a 5G Smartphone Under ₹20,000  

When choosing a 5G smartphone, it’s essential to consider key parameters that simplify the decision-making process and ensure you make an informed choice 

The main factors include

  • Processor: The processor is crucial in determining the phone’s performance, especially for multitasking, gaming, and running demanding applications. Look for MediaTek Dimensity Series or Qualcomm Snapdragon processors that offer high performance. 
  • Display Quality: If you want an enhanced gaming experience or entertainment on your phone, look for display options with an AMOLED or IPS LCD panel, a refresh rate of 90 or 120 Hz and full HD resolution. 
  • Battery Life: If you need a battery that operates all day with quick charging, opt for a 5000mAh or more battery capacity with fast charging (33W–67W). 
  • Camera: Look for a rear camera with at least 50 MP for great pictures and at least 16 MP for a selfie camera.  
  • Build Quality: Opt for durable materials like polycarbonate or metal that are light weight. 
  • Storage: If you need more storage space, go for a smartphone with a minimum of 6GB RAM and 128GB or more storage.  
  • Software: The phone should have Android 13 or 14 pre-installed with the brand offering at least 2 years of software update. 
  • Brand: Check the brand reputation and their network of service centres for easy availability. 
  • After Sales Support: Check for warranty and tech support option for any service-related issue. You may check online reviews of their services to further evaluate their services.  

Also Read: 8 Smart Ways to Utilize a Personal Loan: A Complete Guide

List of Top 10 5G Smartphones Under ₹20,000  

Here is our list of top 10 5G smartphones under 20,000 to consider based on the key features: 

Rank 

Smartphone 

Key Features 

Price 

iQOO Z9  

5000mAh battery, Dimensity 7200, 120Hz AMOLED display, 50MP Camera 

₹19,999 

Tecno POVA 6 Pro 

6000mAh battery, Dimensity 6080, 108MP Camera, 70W Fast Charging 

₹19,999 

Realme Narzo 70 Pro 

5000mAh battery, Dimensity 7050, FHD+ Display 

₹19,999 

Redmi Note 13 5G 

5000mAh battery, Dimensity 6080, 120Hz AMOLED, 50MP Dual Camera 

₹18,499 

Lava Blaze Curve 5G 

5000mAh battery, Dimensity 7050, 64MP Camera 

₹14,499 

Poco X5 5G 

5000mAh battery, Snapdragon 695, 120Hz AMOLED, 48MP Camera 

₹18,999 

Realme Narzo 60x 

5000mAh battery, Dimensity 6100+, 64MP Camera 

₹14,999 

Samsung Galaxy M14 5G 

6000mAh battery, Exynos 1330, 50MP Triple Camera 

₹13,999 

Motorola G73 5G 

5000mAh battery, Dimensity 930, 120Hz LCD Display, 50MP Ultra-Pixel Camera 

₹16,999 

10 

Vivo T2 5G 

4500mAh battery, Snapdragon 695, 120Hz AMOLED Display, 64MP Camera 

₹17,999 

Detailed Reviews of Each Smartphone  

1. iQOO Z9

The iQOO Z9 5G is one of the best-performing phones in the Rs 20,000 range. It delivers high performance due to the Dimensity 7200 chipset. You get a bright and crisp display along with reliable battery life, making it a solid all-round device in this segment. However, the camera system lacks versatility and the company only promises two years of software updates.  

Key Specification 

RAM & Storage 

8 GB RAM + 256 GB  

Processor 

MediaTek Dimensity 7200 

Rear Camera 

50 MP + 2 MP 

Front Camera  

16 MP 

Battery 

5000 mAh 

Display 

6.67 inches 

2. Tecno POVA 6 Pro  

The Tecno Pova 6 Pro is a budget-friendly phone in the under ₹20,000 range, offering smooth performance with its MediaTek Dimensity 6080 chipset. It boasts a large, vibrant display offering excellent battery life, perfect for gaming and media consumption. While it offers great value, the camera system is basic, and the software experience may feel cluttered due to pre-installed apps.  

Key Specification 

RAM & Storage 

8 GB RAM + 256 GB  

Processor 

MediaTek Dimensity 6080 

Rear Camera 

64 MP + 2 MP 

Front Camera

16 MP 

Battery 

6000 mAh 

Display 

6.82 inches FHD + AMOLED, 120 Hz 

3. Realme Narzo 70 Pro  

The Realme Narzo 70 Pro is a well-rounded option in the under ₹20,000 segment, powered by the MediaTek Dimensity 7050 chipset for reliable performance. Its AMOLED display with a 120 Hz refresh rate ensures smooth visuals.  The 5000 mAh battery with 67W SUPERVOOC charging adds convenience for heavy users. However, the device’s ultra-wide and macro cameras feel limited, and the software has some pre-installed bloatware.  

Key Specification 

RAM & Storage 

8 GB RAM + 256 GB  

Processor 

MediaTek Dimensity 7050 

Rear Camera 

50 MP + 8 MP + 2 MP 

Front Camera

16 MP 

Battery 

6000 mAh 

Display 

6.67 inches Ultra smooth AMOLED, 120 Hz 

4. Redmi Note 13 5G  

The Redmi Note 13 5G is a feature-packed phone in the under ₹20,000 category, powered by the MediaTek Dimensity 6080 chipset for efficient performance. Its AMOLED display with a 120 Hz refresh rate offers vibrant visuals, while the 5000 mAh battery ensures excellent longevity with 33W fast charging. The phone is well-suited for everyday tasks and media consumption, though its camera lacks versatility, and MIUI comes with significant pre-installed bloatware.  

Key Specification 

RAM & Storage 

8 GB RAM + 256 GB  

Processor 

MediaTek Dimensity 6080 

Rear Camera 

64 MP + 8 MP 

Front Camera

16 MP 

Battery 

5000 mAh 

Display 

6.82 inches FHD + AMOLED, 120 Hz 

5. Lava Blaze Curve 5G  

The Lava Blaze Curve 5G is a budget-friendly smartphone offering reliable performance with its MediaTek Dimensity 6020 chipset. The curved-edge design and 120 Hz display bring a premium feel to the device. It has a large 5000 mAh battery that ensures a full day’s usage and supports decent cameras for the price range. However, the software experience might feel slightly dated, and the charging speed is not the fastest compared to competitors.  

Key Specification 

RAM & Storage 

8 GB RAM + 128 GB  

Processor 

MediaTek Dimensity 6020 

Rear Camera 

64 MP + 2 MP 

Front Camera

16 MP 

Battery 

4500 mAh 

Display 

6.82 inches AMOLED, 120Hz 

6. Poco X5 5G   

The Poco X5 5G offers solid performance in the sub-₹20,000 price segment with its Snapdragon 695 chipset. It features a vibrant AMOLED display and offers decent battery life with 33W fast charging support. The camera setup provides good results in daylight, but low-light performance could be improved. Additionally, while the software experience is smooth, it comes with some pre-installed bloatware.  

Key Specification 

RAM & Storage 

8 GB RAM + 256 GB  

Processor 

Snapdragon 695 

Rear Camera 

48 MP + 8 MP 

Front Camera

13 MP 

Battery 

5000 mAh 

Display 

6.67 inches AMOLED, 120 Hz 

7. Realme Narzo 60x  

The Realme Narzo 60x offers an impressive AMOLED display and decent performance for its price. Powered by a MediaTek Dimensity 6100+ chipset, it delivers smooth multitasking and gaming experience. The 64MP main camera captures good daylight shots, but the low-light performance could be better. Battery life is decent, supported by 33W fast charging.  

Key Specification 

RAM & Storage 

8 GB RAM + 120 GB  

Processor 

MediaTek Dimensity 6100 

Rear Camera 

64 MP + 2 MP 

Front Camera

16 MP 

Battery 

5000 mAh 

Display 

6.43 inches AMOLED, 120 Hz 

8. Samsung Galaxy M14 5G  

The Samsung Galaxy M14 5G is a reliable budget smartphone with 5G capabilities. Powered by the Exynos 1330 chipset, it offers smooth performance for everyday tasks and casual gaming. It features a large 6.6-inch AMOLED display with a 120Hz refresh rate, providing vibrant visuals. The battery life is impressive, backed by a massive 6,000mAh battery with 25W fast charging support. 

Key Specification 

RAM & Storage 

6 GB RAM + 128 GB  

Processor 

Exynos 1330 

Rear Camera 

50 MP + 8 MP 

Front Camera

13 MP 

Battery 

6000 mAh 

Display 

6.6 inches PLS LCD, 120 Hz 

9. Motorola G73 5G  

The Motorola G73 5G offers impressive performance in the under ₹20,000 segment. It features the MediaTek Dimensity 930 chipset, providing smooth and efficient performance. The phone boasts a 6.5-inch AMOLED display with a 120Hz refresh rate for a fluid and immersive viewing experience. The camera system delivers decent results, though it may lack versatility in certain scenarios. With a 5,000mAh battery, it ensures good battery life, supported by 30W TurboPower fast charging.  

Key Specification 

RAM & Storage 

8 GB RAM + 128 GB  

Processor 

MediaTek Dimensity 930 

Rear Camera 

64 MP + 8 MP 

Front Camera  

16 MP 

Battery 

4500 mAh 

Display 

6.82 inches AMOLED, 120 Hz 

10. Vivo T2 5G  

The Vivo T2 5G is a strong contender in the under ₹20,000 price range, offering solid performance with the Snapdragon 695 chipset. It features a 6.38-inch AMOLED display with a 120Hz refresh rate, delivering a smooth and immersive experience. The camera setup, including a 64MP main sensor, provides good daylight photography but lacks versatility in low-light conditions. With a 4500mAh battery and 44W fast charging, it ensures quick and efficient charging.  

Key Specification

RAM & Storage 

8 GB RAM + 128 GB  

Processor 

MediaTek Dimensity 6080 

Rear Camera 

64 MP + 2 MP 

Front Camera

16 MP 

Battery 

4500 mAh 

Display 

6.82 inches AMOLED, 120 Hz 

Comparison of Key Specifications 

Here’s a comparison of key specifications for the top 5G smartphones under ₹20,000 in India (2025): 

Phone Model 

Processor 

Display 

Battery 

Main Camera 

Price (Approx) 

iQOO Z9 

MediaTek Dimensity 920 

6.58-inch FHD+ AMOLED,120Hz 

5000mAh, 44W charging 

64MP + 2MP 

₹19,999 

Tecno POVA 6 Pro 

MediaTek Helio G99 

6.67-inch FHD+ AMOLED,120Hz 

6000mAh, 45W charging 

50MP + 2MP 

₹14,999 

Realme Narzo 70 Pro 

MediaTek Dimensity 6100+ 

6.43-inch FHD+ AMOLED,120Hz 

5000mAh, 33W charging 

64MP + 2MP 

₹18,999 

Redmi Note 13 5G 

MediaTek Dimensity 6080 

6.6-inch FHD+ AMOLED,120Hz 

5000mAh, 33W charging 

50MP + 2MP 

₹15,999 

Lava Blaze Curve 5G 

MediaTek Dimensity 700 

6.5-inch HD+ LCD, 90Hz 

5000mAh, 18W charging 

50MP + VGA 

₹11,999 

Poco X5 5G 

Qualcomm Snapdragon 695 

6.67-inch FHD+ AMOLED,120Hz 

5000mAh, 33W charging 

48MP + 8MP + 2MP 

₹16,999 

Realme Narzo 60x 

MediaTek Dimensity 6100+ 

6.6-inch FHD+ LCD, 120Hz 

5000mAh, 33W charging 

64MP + 2MP 

₹12,999 

Samsung Galaxy M14 5G 

Exynos 1330 

6.6-inch PLS LCD, 90Hz 

6000mAh, 25W charging 

50MP + 2MP + 2MP 

₹13,999 

Motorola G73 5G 

MediaTek Dimensity 930 

6.5-inch FHD+ LCD, 120Hz 

5000mAh, 30W charging 

50MP + 8MP 

₹17,999 

Vivo T2 5G 

Qualcomm Snapdragon 695 

6.62-inch FHD+ AMOLED, 120Hz 

 

4700mAh, 44W charging 

64MP + 2MP 

₹18,499 

Pros and Cons of Each Model  

Each 5G smartphone has great features. However, to find the best phone for your particular requirement, it is important to weigh the pros and cons of each one to find the one that best suits you. Here are the key pros and cons of each model: 

iQOO Z9  

Pros: Really good performance, bright and attractive display, good battery life and fast charging  

Cons: Only 2 major Android updates, lacks ultra-wide camera, lots of pre-installed apps 

Tecno POVA 6 Pro  

Pros: Strong performance, large and vibrant display, outstanding battery life  

Cons: Basic camera setup, pre-installed bloatware, limited software update promise 

Realme Narzo 70 Pro  

Pros: Impressive performance, smooth AMOLED display, fast charging  

Cons: Limited camera versatility, pre-installed apps, average software update commitment

Redmi Note 13 5G 

Pros: Smooth performance, AMOLED display with 120 Hz refresh rate, solid battery life  

Cons: Basic camera system, pre-installed bloatware, average software update policy  

Lava Blaze Curve 5G  

Pros: Stylish curved design, smooth 120 Hz display, excellent battery life  

Cons: Dated software experience, average charging speed, limited camera versatility 

Poco X5 5G  

Pros: AMOLED display, solid performance, fast charging  

Cons: Average low-light camera performance, pre-installed bloatware, no stereo speaker 

Realme Narzo 60x  

Pros: AMOLED display, good performance, fast charging 

Cons: Limited low-light camera performance, bloatware in software experience 

Samsung Galaxy M14 5G  

Pros: Large AMOLED display, good battery life, fast charging 

Cons: Average low-light camera performance, bulky design 

Motorola G73 5G  

Pros: Smooth performance, vibrant AMOLED display, good battery life 

Cons: Basic camera performance, no official IP rating, limited software updates 

Vivo T2 5G  

Pros: Smooth performance, AMOLED display with high refresh rate, fast charging support 

Cons: Limited camera features in low-light, software updates may be limited 

Buying Guide: How to Choose the Right 5G Smartphone with Zype Mobile Loan  

Zype offers instant personal loans that you can utilize to purchase the right 5G smartphone. Once you have evaluated and finalized your choice, you can opt for Zype mobile loan to fund your purchase.

Benefits of Zype Instant Personal Loan 

Instant cash: With Zype, you get instant loans in your account directly. The application & disbursal is fast upon loan approval 

Flexibility to manage expenses: By taking a loan, your repayment amount is distributed over the loan tenure, giving you the ease to manage your other expenses comfortably. 

Improves credit score: If you make timely repayments, it will build a good credit history thereby improving your overall credit score

Conclusion  

When you go looking for a 5G smartphone under 20,000, it is important to evaluate your requirements. Maybe you need a smartphone with great camera features, gaming with great graphics or require a fast-charging one. Depending on your top preferences, you can narrow down your options and choose the one that best suits you.

Frequently Asked Questions

What Are The Benefits Of 5G Smartphones Under ₹20,000?

The benefits of 5G smartphones under 20,000 include fast internet connection, large RAM, enhanced graphics, long battery life and advanced camera features.

Which 5G Smartphone Offers The Best Battery Life In The ₹20000 Price Range?

Redmi Note 12 5G and iQOO Z7 5G are among the 5G smartphones that offer the best battery life.

Are There Any Upcoming 5G Smartphones Under ₹20,000 To Look Out For?

In 2025, several exciting 5G smartphones under ₹20,000 are expected to launch in India, including the Redmi Note 14, Realme P2 5G, and Samsung Galaxy A16 5G, offering advanced features and great performance at affordable prices.

What Should I Consider When Choosing Between Different Brands Under 20000?

When choosing a 5G smartphone under ₹20,000 in India in 2025, consider factors like performance (processor and RAM), battery life, camera quality, software updates, display features, brand reputation, and after-sales service.

Are There Any Trade-Offs In Choosing A 5G Phone Under ₹20,000?

Yes, there can be trade-offs when choosing a 5G phone under ₹20,000, such as: Display Quality, Camera Performance, Processor Power, Software Updates and Build Quality. For instance, the affordable model may have a plastic body instead of premium metal. Thus, it is important to evaluate your priorities to balance features and affordability effectively.

Download Zype App​

Categories

Archives